Han
much said, here is his article about the earthquake in the Yushu post
nothing to write such a thing, just want to tell you, is not a good mind can bring good results. If you really want this country well, so that everyone can live up to their responsibilities like, and want to help Southwest drought, supervise go-vern-ment do our own work, and play well the role of public opinion, which is on the southwest The best people to help
Reprinted from alumni of the user at 16:02 on May 23, 2010 Reading (loading. ..) Comments (0) Category: Zatan
example of a Chinese professional soldiers, he used careful scientific analysis and practical research, for those of us \His clear mind and blazing passion to serve the country, giving us a clear understanding of the lesson. We have a brilliant five thousand years of Chinese history, the history of our Chinese people, the whole Chinese nation should be our heritage and need to keep in mind a historical site. But why, we Chinese people forget she is used to history to the calamities caused by our nation and the lessons?
today's China, only 3 people revisit the truth the truth. One is: People's Liberation Army Air Force Captain: Dai Xu. Another is: Hong Kong Chinese University economist: Lang. Finally, just named Time magazine's Han. This is also the majority of the P people, enveloped in the whole country, \
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\inevitable, not alarmist. \But it does happen. Because in China, a developing country, with the inevitable in order to keep inflation and reform measures in exchange for economic development. And each time the pains brought about by the reform are the people to afford. When both the countryside and mountainous areas of the educated youth were confused, or large state-owned enterprises reform and opening up have brought about a large number of laid-off workers close down. If they can have a certain forward-looking, then I think they might stay a little way out for themselves. However, due to too much too believe that life will not file and mutation, so that led to the tragedy of their lives.
Some people say that go-vern-ment is not indifferent to white-collar bankruptcy, in fact, go-vern-ment, of course not. Some things ... ... how can I say. I think back to the laid-off workers now. Caused so much social unrest. Can do? Today's white-collar future bankruptcy, they also did it. -
And 20 years of reform and opening up, China's rapid economic development take off. But the old system is not completely changed. Variety of important industry is still in force is the go-vern-ment monopoly mechanism in operation. Such as: banking, finance, metallurgy, energy, information, transportation, health care, education, and land. China's reform and opening up of these things were not all aspects of the reform and opening. But today, the contradictions brought about by the monopoly is increasingly prominent. -
Bear the brunt of that real estate. As China's legal system is not perfect, especially the field of finance and reform, all kinds of mistakes made by the emergence of real estate has been rising. With the increase in real estate and the concentration of foreign population to the cities. Therefore, the new urban workers is the so-called \But this part of the income is mainly used to pay rent or loan. -
To better understand why the 99% of the white-collar families may go bankrupt, we must first understand why housing prices so high, high where the funds are functioning. -
1: cause prices soared in the first factor: Bank loans under the open competition. -
Housing prices soared in fact, is the main factor because the people in the go-vern-ment for the mistakes of pay. Such as a developer before a bank loan by a 10 million development of a house. If not since he got in trouble because all the banks are a system, you owe the money did not also no opportunity to turn around. But China's banking reform on the basis of a hole open to competition among the banks so the ICBC, the Agricultural Bank of China, Construction Bank and so on all operate independently. It would have been a good thing. But the problem is that these banks are not private, but the state. Is not difficult to imagine. When a developer from the bank loans 10,000,000 consequences. He only need 500 million to develop a house, then the price increase, then the development of the price of a house according to his standards of mortgage lending to 20 million from the Agricultural Bank of China, and then use that 20 million of 10 million development of a sets of higher house prices came to 40 million Construction Bank mortgage. Is such a crazy lending model snowball. -
Maibu Mai was out of the house is not important, the key is the price is higher, not lower prices. Anyway, money is not a private bank, so a little bit to clear the president together with another \-
So this result is that house prices do not just climb down! Because they can not fall! Out a bank loan or money to never come back. This is go-vern-ment of the bank,
ed hardy hoodies, go-vern-ment of money! So in order to plug the funding black hole is to buy some of the experts, media, public opinion began to madness by various means of coercion of public opinion were to buy a house. -
Such as land resources, severe stress, do not buy a house in the future can only live in the suburbs Yeah like that. Cause people to have to buy a house. In fact, can not live in this city simply can not happen this situation, the city residents is a process of replacement of old and new, to work to live in the city, the elderly live in rural areas like retirement. As long as the population explosion will not appear on white-collar workers do not live in the city center can not be the case. While the media has created a lot of people buy a house, but only so, prices are still not high as it now is outrageous. Then go-vern-ment has made a second mistake. -
2: cause prices soared in the second error: a mortgage with Chinese characteristics. -
Mortgage was originally a western system of popular, and very appropriate. However, the use of this system to China once a little problem. Because for large institutional. All banks are state, not private. Therefore, the gateway can not control lending firm. As long as the document makes sense, people will be able to credit the money. -
Early relief to the first error caused by money black hole. go-vern-ment system to the introduction of individual mortgage houses. What is also often cited to his wife and the Chinese American woman ** example to people to mortgages. It was indeed the mortgage, and it is crazy mortgage. And banks as long as a little \They first set of 80 million house mortgage, your down payment and then a 10 million 70 million loan from the bank. Then after the house sale to raise prices to 1.8 million. This time their relatives or to go buy I Met Your Mother, but also with the way the mortgage down payment of 30 million own a further 1.5 million loan from the bank. Then go on. They do not how to do the loan? Love Do not count bank. Anyway, I do not yet under contract on the money you can take the house, we owe the two incompatible. -
So turned around, driving up the price of the house several times back to the go-vern-ment back to the bank hands. This explains why a lot of repair to the beginning of new flats to be \Speculation is not gambling their house will appreciate. It took a house to clean up the banks. -
Banks how to do to get this house? Are afraid the price. Had to add some value and then sell. So do not even think about ordinary people now buy a real house at reasonable prices! Even if you bought directly from the developer of the hands of the houses might have switched hands several times back in the hands of the banks and developers. To say something is 8,000 / square in the house, there is only 2500 prices, 5500 is thought to bring money black hole making a wrong decision! That means you are restricted to the hard working to wipe. -
3: The third question: white-collar families when bankruptcy? ? -
Then we study why the house prices up, again look at the so-called white-collar urban families in China in the necessity of bankruptcy. -
First foreign white-collar income is indeed high, but high value. The so-called white-collar workers in China is generally poor quality. Serious internal friction of Chinese enterprises. Everyone scorn, all stubborn. No wonder foreign companies entered the China market began to exclaim: \That some people would say: \Loss of large amount of capital banks through the hands of a few of the flow of the market. These people began to make aggressive investments in other areas of China. Because they know that real estate is about to collapse. They do another round of investment boom is rapidly absorb the funds, they invest the Internet, high-tech investment, investment and entertainment, investment many, many. But at least enough to pay staff wages to pay the monthly rent or house for months now. Therefore, it is because rising prices of Chinese urban population created a relative increase wages. Do not believe you do the math in your average income of urban white-collar workers once completed pay monthly housing money, but also so much money on hand? I think it would not have me ramble on it. Psychological several people. So I can say that once the real estate crash that followed the collapse of your wages. -
I know there are many, many white-collar workers who have purchased the house. Their thinking is simple: \But because the house so what you are expensive. You eat, your traffic, your tuition fees, medical costs and more expensive! ! ! So the money you pay the room again except the cost of living is basically a penny to save for it, even if the storage point is also not keep up with normal inflation rate. The question is will maintain the status quo if so, in theory, should be all right. You two decades earned money just to make up for go-vern-ment with the loss of two errors. -
But the problem also lies in here. As of the end of the buffer WTO5 years, a large number of foreign communications, banking, medical, insurance and so companies will have moved into China. At that time no one can stop you put money into Citigroup, HSBC deposit. That time to ask who would be willing to put money there so many bad debts of state-owned Chinese banks? Even if the go-vern-ment to take measures no matter how may run, so what will happen when the time is still hard to say. But one thing is certain is that when the pressure of state-owned these banks will become very large. Loans will be more difficult to add, because banks have no money to loan-to! At the same time a large number of foreign-funded enterprises with high-quality talent to enter the Chinese market will bring a strong impact and the collapse of a large number of existing enterprises and white-collar unemployment. That is. Once the foreign-funded enterprises to enter the competition, China's existing 99% of the white-collar workers will face a big job under pressure! -
But once the accumulated funds of foreign banks began to invest in real estate, it is normal because of their operational processes so made out of the house will be cheaper,
juicy couture tracksuits, with the inevitable pull the national real estate declines. As I said earlier, housing prices have fallen, or is followed by the business in your wages! Can you buy a house before prices will not lower repayment or reduction, so you will be unable to pay exorbitant loan. Then your house will be taken away by the bank, your deposit will be directly freeze. So the future white-collar workers in Chinese cities are most likely and a few decades ago as China's state-owned enterprise workers. Hard two decades, in the end 竹篮打水一场空! -
Dai Xu
In fact, I did not want to write this article, as written would certainly lead to war of words, and I do not want to go and people arguing about. I have said before,
moncler coats, if I want, I can go to subvert the values of your form twenty years, because life seems a lot for granted in your ideas are wrong, but then immediately delete this sentence, because I do not want to attract controversy, and correct your understanding of this world for me without any benefit, and not I can not.
DAI Xu
then Lang
just saw the article, excerpts are a part of for your reference. )
Today, in 2009 the Chinese people, Chinese people than that time to what a good place? There is a car, $ 25,000,000, the world is only five, three in China! However, such a rich country, in the face of all provocations around, there is no reaction time a male, are called \Now many Chinese people not only can not meet the war, and even talk about not dry. Massacre of a number of countries overseas, not to use military force. Then the invasion of the motherland, the number of overseas Chinese to save the motherland, and now in distress overseas, we can not save, as a soldier shouts and I'm going to Heaven! Even last year's unrest in a Pacific island,
juicy couture shop, the foreign media speculation that China might send warships to take nationals, several more against the row of our scholars, that is not feasible, can not be scared wet his pants. National interests of the military is to serve the people, afraid of? The military is afraid to let others, but the resourcefulness of our own scholars who claimed that he first feared, and a laughing stock,
ed hardy schuhe!
the first two Chinese were looted from the policy point of view is due to give way step by step in China: 1840 Humen retreated from the Summer Palace in Beijing; second time was moved back from Okinawa Marco Polo Bridge in Peking. Always want to leave it alone, the results backfire. It further, you get some flesh, which of course was insatiable. Japan's share of the Northeast after the test has also been the Soviet Union, the results of the Soviet Union sent Zhukov overkill, use the mechanized infantry forces to kill the Japanese army, once the idea off the north of Japan, and China along the ravaged north. The world is always bully. Today, the world and in the East China Sea, South China, Southwest Asia, Central Asia and Northeast Asia, a China looms. Where else in China can be refunded? What else can feed the wolf extra meat?
Power Allied Forces invaded Beijing that year, when their side burn the Yuanmingyuan, while thinking: if one day China together, and their young, carrying the same weapons in Europe, to Europe revenge how to do? So, when a Chinese antique dealer to give them ideas to dig the grave of the Qing dynasty emperor, they refused. However, a hundred years later, that scene will never happen. Chinese people have the ambition it? So, sometimes I hear some Chinese scholars say that China can not save his own overseas,
ed hardy sungalsses, can not go back on their own territory, territorial waters, people fear that China threat theory, is very sick: threatening the world? You deserve it? You have the ability and the ambition it? You think you are the descendants of the Han Wu Da Di, or the descendants of Genghis Khan? Unrequited love!
500 years of Western prosperity, the United States a hundred years of prosperity, still full of energy. China's reform and opening up 30 years before, just a little a little money to and love of ease narrowed his eyes.
said earlier GDP \Before World War II, Stalin said: China has no military industry, and now as long as someone happy, and anyone can ravage it. From the late Qing Dynasty to the Republic of China has been like a rich, beautiful, delicate, like a widow, and no one could plunder her, bullying her. Today, China is still no decent modern industry, there is no place in the high-tech fields. The most prominent aerospace industry, but also the level equivalent to the U.S. and Russia 50 years ago. Aviation Industry not say. Several main combat aircraft engines are foreign. Not have their own large aircraft. Not to mention aircraft carriers to build out of our time, is nothing but catch up with the West 100 years ago. U.S. carriers now in the space flight was.
Finally, it is