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Development and Reform Commission investigated illegal bank fees charged password loss yesterday, Development and Reform Commission disclosed on the official website of the Commission, together with some local authorities in mid-July the price of some bank branches in late inspection found that there are a number of outlets after July 1, violations continue charge state explicitly cancel the account password for loss of RMB fee personal behavior. Question one: Why is exempt from charges prolonged? A bankers have pointed out that 34 Exemption by notice had been issued in March, banks, banks have plenty of time to prepare,hermes belts gold, but really to July 1 this time, when the node,nike heels 2011, but there the bank a "de facto" executive or even "last-ditch" case, it shows the banks arrogant attitude. At the same time, while eliminating the 34 charges,tube knit, but banks are still charging in other areas only to rise. Ms Chow said people complain about, why remove the charges when the need for repeated orders from the regulatory authorities are still not effectively enforced, and the charge for the time able to be implemented right away? Supervision of bank charges how to implement? Question two: How to refund the overcharged fees customers? Development and Reform Commission said yesterday,hermes kelly 35cm, "have been ordered according to relevant banking institutions will refund customers more fees, and shall be given administrative punishment", however, consumers worry about the cost of overcharged refunded to the customer to ensure it? Some lawyers point out,herve leger, requires banks to refund customers when faced with the embarrassment of the lack of adequate legal basis. Prior to bank customer during a telephone inquiry,black herve leger dresses, also said the ability to back 10 yuan, "the head office to wait for a unified notice." Does this show that the refund can only rely on banks and consciously implemented? Who paid and who did not pay, the bank will be 11 to find, a refund? Consumers worried, from the bank before the policy of "disguised" implementation point of view, this time may also be "able to muddle through" on the line. Question three: non-compliance penalties can have multiple banks? In addition, the NDRC did not notice in clear and specific content of the punishment. Consumers have made, if only small amount of warning or punishment, the cost of the banks illegal too low, the lack of the relevant provisions of the deterrent effect. Hunan Haitian law firm Xiao Hongbo lawyer also believes that commercial banks in China still has a relative monopoly position, even if consumers want to pursue the banks responsibility is also hard to implement. In this context, the authorities continued to rely on thorough investigation in the form of increased supervision of commercial banks. Development and Reform Commission has clearly required,nike dunks heels 2011, local price administration departments should organize a comprehensive examination, since July 1, violations charges,short dress batik, in particular loss is charged to a full refund of the password to the customer. The specific circumstances of 1 to 5 July, Jilin branch of China Industrial and Commercial Bank, Inner Mongolia Branch, Bank of China branch in Shanxi, Ningxia Branch, Chongqing Branch of China Construction Bank, Hebei Branch, Beijing Branch,hermes on sale, Agricultural Bank of China Inner Mongolia subordinate part of the branch outlets,hermes birkin, continue to charge fees of RMB personal account password loss. China CITIC Bank,herve legers, Zhengzhou Branch Office and other city Branch, 18 outlets on July 1 to 14, under the part of the Industrial Bank Hohhot branch outlets from 1 July to 12 period, Qinghai Province Rural Credit Cooperative Club 25 at the county level under the Xining, the Associated Press July 1 to 14,ken griffey max 1, Changan District, Xian, Shaanxi Province Rural Credit Cooperatives sales department on July 1 to 15 period,bags hermes, continue to charge fees of RMB personal account password loss. Around the price of the relevant authorities have been ordered according to the multi-banking financial institutions to refund the customer charge, and shall be given administrative punishment. In addition,nike air griffey max 1 black, CITIC Bank Head Office,hermes belts orange, Industrial Bank and the China Postal Savings Bank of violation of the regulations, without delay cancellation fee of RMB personal account password loss of time, the National Development and Reform Commission will be severely dealt with according to law. (Liu Xinyu)
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