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The cash out refinance and the home equity loan are very similar and serve almost the same purpose, your situation should determine the right choice for you.
Jennifer Hershey has more than twenty years of experience in the Mortgage Industry as a loan officer. She is the owner of http://www.explainingmortgages.com/, a mortgage resource site devoted to making mortgage terms and products easy to understand.
With a home equity loan you can borrow the equity you have acquired without touching your first mortgage. The home equity loan is also referred to as a second mortgage.
may want to consider a Home Equity Loan.
For instance, if you have acquired $50,tory burch sample sale,000.00 worth of equity in your home, you can borrow what you need of that equity, without your first mortgage being affected.