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Old 06-09-2011, 12:48 AM   #1
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Default Vehicle warranty claims Chuxian skills - so namely

dangerous condition of an insurance claim vehicle skills - absolutely profitable posts, you must treasure! ! ! (Want to make every riders can see)

risky condition of the conveyance insurance claim utter skills

friends must have a automobile to purchase car insurance. But immediately the insurance company's automatic insurance provisions, but it is full of traps!
Insurance Company today issued a document to expose the traps and the provisions of the mistrust, after penetrating if there are acquisitions, the altitude one please assist me!
dangerous condition, including N number of cases, they have real significance, we want to help.
maximum clear explanation, the merely mediocre people can comprehend the insurance provisions.
(a) of the car damage, third party
(b) 丢车
(c) collision
(d) claims

insurance policy refinement solution (a) - vehicle damage, third party
Che Sunxian we first speak about the most important and liability insurance.
Che Sunxian and liability insurance, vehicle insurance, basic insurance, the main compensation for the loss of the insured vehicle and the vehicle in use by the insured caused the loss of a third party!
you probably think even the loss of vehicles due to normal catastrophes, insurance companies are also not erroneous along to compensate!
words of the half, most of the losses caused by natural disasters are lost, and only, except as -------- earthquake!

Case 1: If your car had the glory to be establishing in the earthquake hit it, ha ha
our approach: a few days after the earthquake, etc. to apply for state compensation
dangerous condition: the walls is probably caused by the earthquake detaching, and finally fell in one day (not to mention the earthquake happen in real)

★ ★ Case 2: If your brakes in a car, the car's windshield, causing material flew to damage the glass. You mention?
your frank insurance company, said: . . . . . . . . . . Members of the claims will be pointed to his mouth: One of my friends veteran steel hand skill brakes crashed the windshield, OKAY!
Remember, items inside the car hit by the loss suffered, the insurance companies do not lose it! ,Christian Louboutin Slingbacks!

★ Case 3: If you in the trailer collided with another car when the
our approach: bypass the truth that there is something dangerous condition
statement: Do not advert you or by others in the towing vehicle towing , or if you have responsibility for the occurrence, the insurance companies will not pay

★ Case 4: If you are in an accident, broke his own on the glass, the glass and no insurance, you will be the insurance company claims?
to find someone not on the glass insurance claims work? ? Line, the absolute line!
risk is the full appoint of glass: glass breakage alone, is the use of stop and damage caused by the glass, and glass damage caused by the accident ought be responsible for Pei Fu Che Sunxian
insurance if you are not on the glass, when You find yourself up in the a.m. the car glass do not know which bastard was broken, and how to do it? ?
Oh, the age tactics caused --------- brakes when driving, but too the fault of the head! (Remember apt ascertain a elevation of almost the same friends as a safeguard ah), if it is ashore the side of the cup is broken, kick his pate while he said a good whirl, and Oh

Case 5: If your car crash, broke a mini light, you how to do it?
to find an insurance company, he definitely did not challenge not pay you, then you earn? ? No, you are probably sacrificing the
not understand? ? Tell you about all risks of each vehicle between the 2500-5000 (too good a car, you are considered on their own, my math is not good), if you are not in the one-year period of insurance claims, you will be in the next won in 10% of the time insurance no claim bonus, this account You do the math, if the number of claims is too small, hey, so forget it. . . . . . . .

★ ★ ★ insurance policy refinement solution (b) - 丢车
I would like this document to Diuguo cars and may 丢车 friend!
vehicle parking and use of the process will inevitably make people anxiety about asset, which is the most unfortunate thing 丢车, but, if you do as I say, your loss will be diluted to a minimum .
remember, ah, once 丢车, the first thing to do What?
police?
wrong! Car has been lost, which so easy to swiftly find ah, you too bit overestimating the aptitude of the Chinese JC, and still think about how to reduce the loss of it!
reduce losses? Which so cozy ah, the car is lost, how to cut ah?
first remember my first look,Christian Louboutin Pumps, there is no insurance on the vehicle Daoqiang Xian.
What, no? That you think it bad luck, if you buy a bar on the Daoqiang Xian
, above all, I want to bless you, your losses can be minimized, but, be cautious ah! Then you must do is Bijin your jaws, the sense of reading my post, otherwise you will regret it!

Case 1: Daoqiang Xian stipulates that the insured loss of driving license, car original invoice, certificate of surcharge increase of 0.5% each of the absolute deductible. Lost car keys, the absolute increase of 5% deductible. These provisions in the insurance policy using the lightest color publish, do not trust that you can take a closer look at menu, naturally in some inconspicuous corner can be base in this passage.
So whether you have a spare opener had been lost, or you are to begin escaping in the car with a key, amuse remember to forget it, otherwise. . . . . . Loss of 5% of your own resistance to set the

Case 2: If your car pay parking lots or mercantile repair mart in the stolen, the insurance company liable for it?
reply is: do not lose! ! Because these areas the responsibility on the vehicle is reserved in custody during the car damage caused by unfit care custodian, lost, and the depository should be held accountable. Insurance company is not responsible for compensation.
Therefore, the correct way is to look for parking lot claims, so every time I remember stopping parking invoice ah well received, nevertheless the loss of the upon printed matter, but according to contract law provisions of the contract on the format, which is a unattached shirk his responsible side! You may rest insistent that he told a good daring, Oh, give you a good news has already been won this case, the abduction of the case to shove the principle of the case after the case to trial in accordance with this determination, ha ha!

Case 3: If you, your friends car park is open, or you find out from the side to the parking lot can not afford to Peifu your car, you can think a change 丢车 site? Haha, I did not say ah
Case 4: Again, if you are a boss, because some of the problems on the account writing and friends fall out, and your friend is a villain, he secretly to embezzle your car, you surmised would be his act, you will find the insurance company to compensate it?
tell you, the insurance company are not liable for compensation. Because of provisions: the insured person and others in civil, economic disputes Erzhi vehicle was pillaged, stolen for the exclusion of liability.
So, you can forget your big economic disputes directly to the public security bureau, remember, do not say that out of your suspect, otherwise you will drag the financial problems came to China, the efficiency of the court, you Within about six months out of the car had hit!

Case 5: If you fair bought a fashionable car, on the whole hazard, but did not have time license (now the traffic control regulations: inspection 15 going days later the license panel be brought), After the insurance company liable for dangerous condition of it?
not responsible for compensation. Because the dangerous condition, the insured vehicle must have two conditions,Christian Louboutin Shoes, one assured vehicles to traffic management department of public security issued driving permit or license plate, the second is the provision of traffic management during the period of the public security department of inspection. But in general, by special approval before the administration required the insurance department beneath the number plate issued after the inspection of new vehicles will be responsible for the Che Sunxian family and liability insurance. Therefore, the compensation dictate 丢车 Daoqiang Xian has not entered into compel, certainly, you will not obtain compensation.
seems to change if you are not relied on guts about lost time, buy a new car even if given away! I did not say anything then ah
Case 6: If your car regained, the insurance company how to deal with compensation?
mugging insurance vehicle was recovered, if the insurance company has not compensation, should the vehicle be returned to you, but during the whole car was robbery, the vehicle suffered damage or vehicle parts, loss of ancillary equipment needed rational prices of repair, the insurance company to pay compensation. If the insurance companies have compensation, should be returned to your vehicle, while the corresponding recovery of reparations. If you do not want to recover the incipient car, the vehicle owned all the rights and interests of the insurance company.

insurance policy refinement solution (c) - Crash
I would like this document to hit a car and could crash a friend!
by the time the crash, the insurance company now lost it? Of course not
you just see by the hands of the policy seriously breaks Disclaimer understand, insurance companies have a lot of things that do not disburse it, trying to minimize the wastage, or come to me, ha ha!

Case 1: Suppose you are a novice, just take a car (of course, opportunities are the rental car), on the road Lianju time to hit your sibling, you know this car have liability insurance, you will find the insurance company claims?
Answer: If you work, you're lunatic, the insurance company will kick you kicked out, and why? ?
First, you must know what is liability insurance, full name: third party liability insurance. (Third Party people may not care, Oh)

So what is the interloper?
method any third party insurer and the insured in appending, because the insurance vehicle accident caused the insurer to humans or property under the vehicle suffered damage to the sufferer under the car. Popular third party is eliminated from four kinds of people talk about: the insurer, the insured, the vehicle driver when the accident occurred and their family members, the insured person's family members.
now understand that you as a driver at the time, hit your family, insurance companies, instead of losing, well, you know how to do it!
what? Do not know? Mad at me, do not crash, another driver finished Well, truly, what I say out of damage
Case 2: If you were fortunate enough to hit his car, and it is your responsibility to the whole, the tribunal sentenced you to compensation You assure to pay compensations each other's economic loss, cerebral damages, weakness damages. . . . How do you handle with it? ?
also how to give money for it! Wrong!
you should consult the other household members, and boost economic damages and loss of disability compensation, minimum compensation as distant as possible the spirit, not of course, the better
Why? You asked me why? This is not for six sheep, five horses
Well male, you are wrong, the insurance company is not completely unconditional commitment ', the insured sum of compensation shall be paid according to law', but according to provisions for compensation. The clause expressly provides that an accident caused by insured damages of any spirit for the exclusion of liability. Therefore, regardless of whether the court should be insured compensation for mental damages, the insurance companies are not responsible for compensation.
understand? ? Other insurance companies pay for you, regardless of spiritual loss may, therefore,Christian Louboutin UK, prefer to give each other money, they should not agree the spirit of compensation, in short, the insurance company of generous expense Bai, Ha ha!

Case 3: If You're fortunate enough to crash, this time is not your responsibility, and the other party do not want to lose money, you can find an insurance company claims?
Answer: Yes, but you must first third-party claims, we can be an insurance company. If you give up claims to a third celebration the right to claim instantly to the insurance companies, insurance companies do not pay. Because you give up the rights to a third gathering revitalization, while also giving up the claim to the insurance company's rights.
So, remember, remember, we must go first to pay the other party, it is best to enforce a court proved unsuccessful, then you can look confidently to the insurance company, leaving them wash up the muddle despite the go, Who they are received each year so many of your insurance does

Case 4: I remember secondhand to have a bad driver under the command of JC, crashed into the escape of culprits is the outcome of two cars collided, and what is a Cana, the insurance company will pay him?
course not, plainly written in the insurance provisions, the driver's intentional perform is not compensable, we can only repair the car yourself:
So, if you do not have the economic capability of the hero before the Oh, to think about! !

insurance policy elegance solution (d) - Insurance claims
★ case one can not not see, because you've probably never heard of. )
Tan DX, one friend lost a renowned car, has been full insurance, my insurance company claims, failed, insurance company exclusions reasons: to check Vehicle Administration, this car is not the annual inspection.
Case Study: Insurance Company behavior while, quite reasonable, also in consensus with the provisions of insurance contracts: insurance is only effective on the passing vehicles, the vehicle can not be disqualified annual inspection of vehicles, even now no matter how good your conservation useless, the result can only be lost white cast, but also on the white on the insurance, the insurance money worth at the most back
Case Conclusion: your car, be sure to timetable the yearly inspection, after the extension must not,Christian Louboutin, otherwise, discipline is a small matter, exclusions big thing, this time even now a third party losses caused by traffic accidents, but also at your own expense, insurance, bought the white case
solution: time inspection, even a daytime, and do not late;
If it happens, unfortunately, have to remember that do not report to the police as presently as likely to cost money and then fraught the inspection programs for reporting claims procedures!
Sorry, just a rupture of dizziness, I did not say? Said is rubbish

★ Insurance Case II:
and the same, without production the driver surveyed the memorandum, and you steer all the problems occur, the insurance corporation is not responsible because wage, for causes alike to the previous sample, will not repeat them.

★ Insurance Case III:
This is a frequently queried question: I just bought the car, not on the license, the insurance is effective
explained:
dangerous condition when the vehicle insurance vehicle must have two conditions, one must have the insurance of vehicles published along the traffic government ministry driving allow alternatively license plate, the second is for a specified period along the public security traffic control ministry inspection.
but in general, by special provisions of the compact, the insurance must be issued after the inspection of new vehicles digit plate could be responsible for Che Sunxian and obligation insurance
So, when your car is missing even luck, hit the man Han The insurance companies still make do with you wore, it is now clear of it!

★ principle of insurance claims because the evidence has N people asked this answer, so here to do a few hours to answer
insurance claim case
1, incident to come along by the traffic team to solve the
discipline issued by the traffic team single or mediation, the court decisions, decrees can be used.
absolute so that these materials, certainly in the access insurance companies the green light. Well, recess guaranteed that the claim
2, in the zone of a major accident
accident: the car damage is serious, or to open to traffic team testified too much trouble
general cut rub: the certificates to the community attribute, because constantly suspected, the general is also very perplexing
Therefore, the best roads in the city on the Times report, otherwise ----------- kill you!
3, inferior accidents on the road, including stopping the cut rub
(such episodes occurring up to the altar in the DX)
such need to prove the rule is: if a third party
involving a third party Peifu, or require testimony of traffic team.
accident among the parties, such as a break, you can specify in the claim: accident third-party self-study and self-blame by Che Sunxian the claim if the insurance company to transport teams to open your certificate, you must must bite the Do not let go, say no to baby away, and Insurance companies generally will not be too seriously. You must promise to open the show reproach I did not remind you that you ran away, uncertain enough money to pay the oil money to do

4, most people
behind if hit by a car after dissimilar, causing car to flee, incapable to find
location is more solemn distress, via the traffic team to decide, by the insurance company on behalf of recovery.
not serious, it is best to resolve the claim to self-blame, and claim to be in a sticky note if the other car body paint, and the direction of collision, must defend itself, or you pathetic!

remind you the final DX: When a report must be reported among 48 hours, or they may directly be exclusions! ! Remember, remember, do not must say within 48 to 48 ah,Christian Louboutin Discount!

★ what procedures you are still missing, his measure measure, the office to running a bar
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