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privatization (L5)<br />The sale of publicly owned assets, especially industrial capital, to private investors. Many countries in the 1980s undertook this kind of reduction of the public sector to achieve a variety of aims: to improve industry by freeing it from bureaucratic state control, to augment public revenue, to widen share ownership, and to increase competition to benefit consumers. One example is the sale of several UK NATIONALIZED INDUSTRIES to the public, notably gas, steel, oil, water, electricity, telecommunications, the state airline, and airports. Examples in other countries include France's sale of St Gobain, Paribas and Suez, Japan's sale of its railways and Hungary's sale of state firms to companies and individuals. Privatization has also taken the form of the sale of state and local authority housing.<br /> In practice, the programme has not met all of its aims. Competition has not increased as much as was hoped because state monopolies in many cases have become private monopolies, instead of being split into competing companies. Also, some of the assets were sold at less than their market value thus reducing the amount of public revenue received from their sale.<br /><em>See also:</em> economic devolution <br /><em>Reference</em><br />Gayle, D.J. and Goodrich, J.N. (eds) (1991) Privatisation and Deregulation in Global Perspective, London: Pinter.<br /> Swann, D. (1988) The Retreat of the State: Deregulation and Privatisation in the UK and USA, Brighton: Harvester Wheatsheaf.<br /> Thompson, D., Kay, I. A. and Mayer, C. (eds) (1986) Privatisation: The UK Experience, Oxford: Clarendon Press.

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<strong>Your Choice: Choosing the right lender & guarantor for your student loan</strong> – helpful tips on how to save money by selecting the right lender & guarantor for your individual needs. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.

<strong>EFA</strong> – Estimated Financial Assistance (or Aid), a school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources.

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Ramsey taxes (H2)<br />Taxes which raise a given revenue from proportionate taxes on commodities with the decrease in utility being kept to a minimum. Ramsey suggested that the solution to this problem posed by PIGOU was to increase tax revenue in the same proportion as the production of the taxed commodities.<br /><em>Reference</em><br />Ramsey, EP. (1927) 'A contribution to the theory of taxation', Economic Journal 37: 47-61.
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direct product profitability (M4)<br />A measure of a retailer's net profit after all labour, equipment and storage costs attributable to that product have been deducted. This is a more precise cost accounting technique than the previously popular method of calculating gross profit margins before deducting the average costs of handling and storage of each product. The knowledge gained from applying the direct product profitability method enables a retailer to have a more optimal product mix and a better use of shop space.
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<strong>MCCA</strong> – Missouri Community College Association. May be found on the world wide web at www.mocca.org.
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<strong>Meteor</strong> – Financial aid database providing information on students and their aid awards for FFEL Program loans, Pell Grants, state scholarships and grants, and other sources of aid. Also referred to as Meteor Network or Meteor Project.

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