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seignorage (E4)<br />1 The levy charged by states for converting precious metals into coins (the UK abolished that charge in 1666).<br /> 2 The net earnings received by a country with a RESERVE CURRENCY from the assets it acquires through other countries holding its currency.<br /> 3 The revenue, net of the cost of production, gained from issuing banknotes or another form of currency. Seignorage is a major source of government revenue in high-inflation economies as a government can finance its deficits by creating more money.<br /><em>See also:</em> free banking
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<strong>Due diligence</strong> – The collection procedures required to attempt to satisfactorily resolve a delinquency and prevent a default in accordance with federal regulations.
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inheritance tax (H2)<br />A tax on WEALTH transferred after the decease of an individual person. This tax aims to raise revenue and bring about an intergenerational shift in wealth distribution. Inheritance taxes have long had their advocates, e.g. John Stuart MILL, as a major method of reducing INEQUALITY in society.
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diversification (D2, G1, LO)<br />1 The production of a range of products by a firm.<br /> 2 The establishment of several industries in a region or a country.<br /> 3 The spreading of investments over a range of assets with different degrees of risk.
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rentier (D3)<br />A person whose income is entirely derived from the ownership of FINANCIAL CAPITAL or other property. KEYNES in his GENERAL THEORY forecast the disappearance of this class of persons through an abundance of capital reducing its return to zero.
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Marshallian short period (D2)<br />The period of time in which output can only be increased by using existing factor supplies more intensively.

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fixed capital (E2)<br />Investment in buildings and equipment. Demand for fixed capital is determined within the framework of a firm's plan, including its sale projections and the cost of finance.<br /><em>See also:</em> gross domestic fixed capital formation
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incomes policy (E6)<br />A macroeconomic policy directly controlling factor incomes. Many Western countries since 1945 have used it as an alternative to FISCAL and MONETARY POLICIES with the hope that, by controlling wage fixing in the labour market, the rate of increase of product prices would be reduced. The most extreme form is a wages freeze, e.g. the UK's in 1966. Milder forms include setting a norm for wage increases in line with the rise in PRODUCTIVITY, allowing for exceptional increases (e.g. to help low-paid workers, to alleviate a labour shortage or to preserve comparable pay for different occupational groups), or an
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<strong>Emergency action</strong> – A special action taken by the guarantor or by the U.S. Department of Education to temporarily suspend a school, lender, or servicer from participation in the federal student aid programs. An emergency action may be followed by the initiation of formal Limitation, Suspension, and Termination procedures.
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eclectic Keynesians (B2) see new Keynesian
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<strong>Base year</strong> – For need analysis purposes, the calendar year preceeding the award year.
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disequilibrium (DO, E3)<br />1 An economic system in a state of EXCEss DEMAND or EXCESS SUPPLY.<br /> 2 The state of an economic system whose key variables continue to fluctuate around an EQUILIBRIUM or an equilibrium growth path. Expectations of economic agents or lags in the system can cause this.
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<strong>Three times rule</strong> – The federal requirement that no single installment of a graduated or income-sensitive repayment schedule may be more than three times greater than any other installment.

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<strong>Coordinating Board for Higher Education (CBHE)</strong> – The governing body overseeing the Missouri Department of Higher Education. The CBHE is comprised of 9 board members and meets 5 times each year.

<strong>Higher Education Reconciliation Act (HERA) of 2005</strong> – The portion of the Deficit Reduction Act of 2005 specifically addressing student financial aid provisions, including student loan interest rates and fees, consolidation rules, school as lender, and other policies and procedures.

big push (04)<br />A theory of simultaneous economic development in several sectors. RosensteinRodan asserted that for economic development to succeed there should be, as a minimum, several large investment projects in different industries in order to secure INCREASING RETURNS TO SCALE from !NDIVISIBILITIES in production. It was hoped that the scale of such development would reduce divergences between private and social products. However, the lack of resources of many Third World countries made it unlikely that so ambitious a scheme would be implemented.<br /><em>Reference</em><br />Rosenstein-Rodan, P. (1943) 'Problems of industrialization in Eastern and southeastern Europe', Economic Journal 53: 202-11.

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<strong>Adjusted Gross Income (AGI)</strong> – Adjusted Gross Income, an income figure on federal tax returns used to perform need analysis and verification.

<strong>Award Letter</strong> – Schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded, or packaged, each year. Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered.
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<strong>MLN</strong> – Missouri Learners' Network, an organization that shares information, promotes educational opportunities provided by Missouri schools, and refers students to participating institutions for educational programs, courses, and learner services.

<strong>Recognized equivalent of a high school diploma</strong> – A recognized equivalent of a high school diploma may be a GED certificate, the academic transcript of a student who has successfully completed a 2-year program of study acceptable toward a bachelor' s degree, or has obtained other state certifications/requirements.
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<strong>EFA</strong> – Estimated Financial Assistance (or Aid), a school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources.

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pounded until the CLASSICAL ECONOMISTS made it a central feature of their theory. Both SMITH and RICARDO attempted to relate long-term equilibrium value to the labour input of production but MARX is best known as an adherent of this view. Labour theories have a variety of forms. Smith's three versions were labour quantity (the value of a good is proportional to the amount of labour needed to make it), labour command (the value of a good is proportional to the amount of labour of others obtained in exchange) and labour disutility theory (value is proportional to the toil and trouble incurred in production). Neoclassical economists firmly dismissed such theories in favour of a MARGINAL UTILITY approach. JEVONS Stated that once labour is expended in production it no longer enters into value but is lost and gone for ever.<br /> <br /><em>Reference</em><br />Meek,R. (1973)Studies in the Labour Theory of Value, London: Allen & Unwin.

<strong>SU</strong> – Within CommonLine file specifications, loan type code used to indicate an unsubsidized Federal Stafford Loan.

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