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Variable observed multinational corporation (F2, L2)<br />An international firm that produces goods or services in several countries, without being concentrated in a single country, Although the term first became popular in the 1960s, by the late nineteenth century several US, UK and Dutch firms had acquired such characteristics.<br /> The advantages of production abroad, rather than exporting from the original country of operation, include a saving in transport costs, the adjustment of product design to make products more acceptable to local markets, a reduction, in many cases, in corporate taxation and access to local labour and capital which may be more abundant than at home. The immense success of this form of organization, prominent in many industries, including motor cars, computers, pharmaceuticals, food processing, oil and soap, has attracted envy and criticism: envy from national governments with less economic power and competence; criticism from Marxists who see the growth of multinationals as a sinister international expansion of CAPITALISM. TRADE UNIONS complain about competition from cheap labour countries; science graduates lament the increased concentration of research and development activities in the USA to the detriment of other countries; national governments object to the loss of tax revenue and the difficulties of operating
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<strong>Rolling delinquency</strong> – A delinquency that occurs whenever the delinquent status of a loan is increased or reduced but not completely eliminated as the result of a payment, deferment, forbearance, adjustment to the LDA or OSD, or reversal of a payment.
<strong>GED</strong> – General Educational Development certificate, an equivalent of a high school diploma. (See also “Ability to benefit.” )
<strong>SFA</strong> – Student Financial Aid or Assistance.
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