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Old 08-03-2011, 11:17 PM   #301
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Old 08-03-2011, 11:40 PM   #302
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<strong>Overaward</strong> – Any amount of a student' s total financial assistance package (excluding Pell Grants) that exceeds the student' s financial need. May also be referred to as an overpayment.

<strong>WIA</strong> – Workforce Investment Act, a student financial aid program administered by the Missouri Department of Economic Development, formerly known as the Job Training and Partnership Act (JTPA).
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retirement age (J2)<br />The age when a person finally leaves the labour force. This is mainly determined by the employment and pensions legislation of a country. In developed countries it is between 60 and 65; in socialist countries 60 for males and 55 for females; in developing countries between 50 and 60 years. Uruguay has the most generous scheme: men can retire after thirty years of work and women after twenty-five, receiving a pension equal to 100 per cent of the wage rate received in the five years since reaching the age of 50. Equal opportunities legislation has led to a convergence between male and female retirement ages. Before 1900, the retirement age of workers was less of an issue as life expectancy was much lower and the provision of pensions rare.
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<strong>Cost of Attendance (COA)</strong> – An estimate of a student' s total education-related expenses for an enrollment period.
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Old 08-04-2011, 12:01 AM   #303
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single currency (E4)<br />The only currency acceptable as LEGAL TENDER in a particular country or countries, different from a COMMON CURRENCY. Single European Act 1986 (FO)<br />An amendment to the TREATY OF ROME that has changed the nature of decision making in the EUROPEAN COMMUNITY by permitting majority voting instead of unanimity. It also limited the harmonization of policies to essential standards, granted the European Parliament a greater role in the creation of legislation, reaffirmed the need to increase the European Community's economic and social cohesion in labour and scientific matters and added to the treaty a recognition of organizations, such as the EUROPEAN MONETARY SYSTEM, created since 1958. The features of the Act were derived from Lord Cockfield's report Completing the Internal Market (1985) which listed 300 changes essential by 1992 to remove barriers to movement and trade.

<strong>The Blue Book</strong> – Department of Education manual providing guidance to school business office personnel who handle fiscal recordkeeping, accounting, and reporting functions for the federal Title IV student financial aid programs. The most recent edition is dated October 2005 and may be retrieved from the IFAP website (http://www.ifap.ed.gov/bbooks/102005BlueBook.html).

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indicator variable (E6)<br />An economic statistic which describes the current state of an economy and guides a policy-maker in his or her actions, particularly whether to deflate or reflate the economy.<br /><em>See also:</em> coincident indicators; economic indicators

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Old 08-04-2011, 12:25 AM   #304
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proto-industrialization (N6)<br />Domestic manufacture controlled by intermediaries who use manufacturers as homeworkers, taking away their independence as sole proprietors.<br /><em>See also:</em> homework <br /><em>Reference</em><br />Mendels, FE. (1972) 'Proto-industrialization: the first phase of the industrialization process', Journal of Economic History 32: 241 - 61.
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<strong>DL</strong> – Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program. Direct lending is codified in federal regulations within 34 CFR 685.
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<strong>FISAP</strong> – Fiscal Operations Report and Application to Participate in the federal campus-based aid programs. Information about the FISAP, instructions, and the actual form may be found at: http://www.cbfisap.ed.gov/CBSWebApp/welcome.jsp.

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Old 08-04-2011, 12:52 AM   #305
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<strong>OPE ID</strong> – An 8-digit identification number, including a 6-digit number followed by a 2-digit branch code, assigned by the U.S. Department of Education' s Office of Postsecondary Education (OPE) division after approving an institution to participate in the federal student aid programs. Schools that don' t administer Title IV aid but want their students to qualify for in– school deferments are also assigned an OPE ID number.
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compensation principle (D6)<br />The rule that redistribution leads to an improvement in economic welfare if those who gain an increase in real income and welfare are able to compensate the losers and still be better off. This major principle of modern WELFARE ECONOMICS was devised by KALDOR and HICKS to deal with the problem of making interpersonal comparisons of UTILITY; it has often been applied Ill COST-BENEFIT ANALYSIS.<br /> <br /><em>Reference</em><br />Mishan, E.J. (1981) Introduction to Normative Economics, New York: Oxford University Press.
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marginal efficiency of capital (E2)<br />The rate of discount which will make the present value of a stream of annual incomes from an investment in fixed capital & MEC, i
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<strong>State Student Financial Aid Committee</strong> – A committee of Missouri financial aid administrators established in February of 2005 to make recommendations to improve and strengthen the Missouri student financial assistance programs. (Formerly known as “the state aid program task force.” )

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Old 08-04-2011, 01:22 AM   #306
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Plaza Two (F3)<br />An agreement of the GROUP oF FrvE in Paris in February 1987 to support the US dollar by attempting to increase Japanese and West German imports and to stabilize leading currency rates at the same levels.
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<strong>Rehabilitation</strong> – A process by which a borrower with a defaulted FFEL Program loan may regain eligibility for Title IV aid by adhering to strict repayment requirements.
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revenue neutral (H2)<br />The characteristic of a tax reform which does not alter total tax revenue.

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Old 08-04-2011, 01:49 AM   #307
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and dealing in secuntles. It consists of either executing the orders of other investors or proprietary trading when a bank deals on its own account. The GLAss STEAGALL ACT ordered the separation of investment from deposit-taking banking, thereby preventing the growth of F!NANCIAL CONGWMERATES to the extent which has subsequently become possible in the UK. In the USA the TOP 'BULGE-BRACKET' FIRMS are virtually an oligopoly, having 80 per cent of the business in debt and other securities markets.<br /><em>See also:</em> merchant bank
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caring society (D6, PO) see altruism; welfare state carry-back, carry-forward system (H2) A tax system which permits businesses to carry net operating losses back or forward against past or future gains in mcome or capital appreciation.
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<strong>Subsidized loan</strong> – A loan eligible for federal interest benefits. The federal government pays the interest that accrues on subsidized Federal Stafford Loans during the student' s in-school, grace, and authorized deferment periods.

dividend discount model (G1)<br />The fair pricing of an asset measured as the present value of expected cash flows from it. In the case of a COMMON STOCK or EQUITY it is the expected dividend payments and the expected price of the stock at a future date.<br /><em>Reference</em><br />William, J.B. (1938) The Theory of Investment Value, Cambridge, MA: Harvard University Press.
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Old 08-04-2011, 02:13 AM   #308
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American option (G1)<br />An OPTION that can be activated before its expiry date.

<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.
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Slutsky effect (DO)<br />A consumer's reaction to a change in price. This fundamental equation of price theory splits the effect of a price change into an INCOME EFFECT and a SUBSTITUTION EFFECT. The effect can also be applied to the effect on the labour supply of a LUMP-suM TAX. HICKS in Value and Capital attributed this to the Russian mathematician and statistician SLUTSKY who contributed suggestions about consumer theory to economics.
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Old 08-04-2011, 02:38 AM   #309
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exchange rate (F3)<br />The price of a currency in terms of another, e.g. how many US dollars can be bought for one pound sterling. Such rates vary because of changes in the relative demand for different countries' goods and services and because national MONETARY and FISCAL POLICIES are inconsistent with each other. Differences in tax rates and in interest rates cause capital flows that affect

Bullock Committee (J5, L2)<br />UK governmental committee on workers' participation in the management of companies which reported in 1977. The committee, headed by the historian Lord Bullock and consisting of trade unionists, employers and industrial relations experts
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positional good (DO)<br />A GooD whose access is determined by an individual's income relative to others'. Many goods are positional because they are fixed in amount, as is land available for leisure purposes. When an ECONOMY is growing, positional goods assume more importance. There is an increased demand for them but as their supply is fixed economic growth becomes of limited benefit.<br /><em>See also:</em> material good <br /><em>Reference</em><br />Hirsh, F (1977) Social Limits to Growth, London: Routledge & Kegan PauL position-risk capital (G2)<br />That capital of a securities house used to guard against sudden downturns in markets. The past price volatility of a particular type of SECURriY will determine how much position-risk capital is needed to insure against a fall in stock market prices.

free list (F1)<br />Those goods that can be imported into a country without being subject to tariffs and licences.

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Old 08-04-2011, 03:00 AM   #310
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