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<strong>Common Account Maintenance (CAM)</strong> – The FFEL Program industry' s electronic data standard used by lenders, servicers, and guarantors. Created by the National Council of Higher Education Loan Programs (NCHELP), CAM specifies the type of content, record format, and file structure for sharing data on borrowers and their loans.
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Commodity Exchange of New York (G1)<br />The major US metals exchange m 1870. Most of its trading is in FUTURES.

specific egalitarianism (H5)<br />The assignment of particular goods to groups regarded as being most in need to ensure equal distribution of them. A major example is RATIONING in wartime.<br /> See also: egalitarianism

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economic summits (E6, FO)<br />Meetings of the GROUP OF SEVEN which attempt to co-ordinate the economic policies of the major world economies. These have taken place annually since the oilprice shock of 1973-4:

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joint products (D2)<br />Products which are the inseparable consequence of a single production process, e.g. cattle farming yields milk, meat and hides, coal mining produces coal, coke, gas and a variety of chemicals. In many cases, the rate of production for each of the products is the same.
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<strong>Missouri task force</strong> – Former name for the MDHE' s State Student Financial Aid Committee, comprised of financial aid administrators and established in February of 2005 to make recommendations to improve the Missouri student financial assistance programs.
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<strong>Reinstatement (of borrower Title IV eligibility)</strong> – A process by which a borrower with a defaulted FFEL Program loan may regain eligibility for Title IV aid by adhering to strict repayment requirements.

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<strong>PRCN</strong> – Program Review Control Number.
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<strong>Limitation</strong> – The continuation of a school' s eligibility to participate in the guarantor' s programs, subject to compliance with special conditions or restrictions established by the U.S. Department of Education or by the guarantor.

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When getting a Secured Personal Loan, its important to study the financial documents before signing the contract. Does anyone one know the recent changes made in Secured loans interest rates in US and the changes in documents? I am sure if you read the fine print a mortgage security has been raised.

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leverage (EO, GO)<br />1 The ratio between a company's longterm debt and the total capital it employs.<br /> 2 GEARING.<br /> 3 The difference between the actual level of GROSS DOMESTIC PRODUCT and the hypothetical level which would result in the absence of receipts and expenditures of the public sector. The Musgraves measured it as References Fei, J.C.H. and Ranis, G. (1965) Development of the Labor Surplus Economy, Homewood, IL: Richard D. Irwin.<br /> Lewis, WA. (1954) 'Economic development with unlimited supplies of labour', Manchester School22: 139-91.
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<strong>SFA</strong> – Student Financial Aid or Assistance.

cost gradient (M2)<br />The increase in costs resulting from an enterprise being less than optimum size.
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interest rate risk (G1)<br />The RISK to a borrower of the lender increasing the interest rate on a loan.

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dual federalism (H7)<br />A loose form of federalism in which the federal and state levels act separately but in paralleL This traditional view of the US Constitution implies that federal government is mainly concerned with interstate commerce with production being the concern of the states.<br /><em>See also:</em> co-operative federalism; fiscal federalism; new federalism
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<strong>MDHE e-distribution list</strong> – The Missouri Department of Higher Education' s electronic news service. To sign up for this service, visit http://www.dhe.mo.gov/mdhedigest/signup.shtml.
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<strong>Reauthorization</strong> – The legislative process, generally carried out every five years for the Higher Education Act, whereby Congress reviews and either renews, terminates, or amends existing programs.
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Eurobond market (Gl)<br />An international market, founded in the early 1960s, as a PRIMARY and SECONDARY MARKET in BEARER BONDS issued OUtside the country of that particular currency. The anonymity of this market has attracted investors who wish to remain discreet about their holdings. Previously able to avoid any regulation, it is now under the ASSOCIATION OF INTERNATIONAL BOND DEALERS in the UK. It has become a leading world securities market.

<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.

Bergson social welfare function (D6) The welfare of a community in a given time period expressed as a function of the amounts of consumer goods produced, the amounts of labour and non-labour factor inputs and the production unit for which the work is performed. BERGSON, in his approach, intended to challenge the view that a community's welfare is the sum of individuals' welfare.<br /> <br /><em>Reference</em><br />Bergson, A. (1938) 'A reformulation of certain aspects of welfare economics', Quarterly Journal of Economics 52: 310-34.
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<strong>Auxiliary Loans to Assist Students (ALAS)</strong> – This federal student loan program was available from 1981 to 1986; in 1986 it was re-named the Parent Loans for Undergraduate Students (PLUS) program.

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adverse supply shock (EO)<br />A change in a factor price, e.g. of energy Or labour, which reduces AGGREGATE SUPPLY at each price leveL In the short term, the macroeconomic consequences of a shock are an increase in the price level and a fall in output.
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zombie (G3)<br />A company insolvent but continuing to operate.<br /><em>See also:</em> overtrading
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<strong>Term-based school</strong> – A school that uses standard academic terms, such as quarters, trimesters, or semesters.
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<strong>Change transaction</strong> – Any change made to a loan or disbursement post guarantee. Change transactions are defined within the CommonLine Change Send File (CTSF) and are categorized into pre-disbursement (@1-09) and post-disbursement transactions (@1-10). In Missouri, the term “loan maintenance” is used to describe change transactions.

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