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<strong>INS</strong> The U.S. Immigration and Naturalization Service. On March 1, 2003, the INS transitioned into the Department of Home Security (DHS) and was renamed the U.S. Citizenship and Immigration Services (USCIS).
<strong>EFT</strong> Electronic Funds Transfer, the transfer of funds via an electronic method such as wire, which is realtime, or Automated Clearinghouse (ACH), an overnight process.
regressive expectations (EO)<br />EXPECTATIONS that the value of an economic variable, e.g. the PRICE LEVEL, will be a weighted average of its present and past values.<br /><em>See also:</em> adaptive expectations; rational expectations
<strong>CR:C</strong> Common Record: CommonLine, the FFEL Program industry' s newest electronic communication standards by which loan and borrower information is electronically gathered, stored, and transmitted via an XML format. CR:C file specifications are agreed to by the industry' s Electronic Standards Committee (ESC) and may be retrieved from the NCHELP website at
www.nchelp.org.
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