middle-income groups struggling to cope with the pressure of half a lifetime of wealth overdraft
http://www.sina.com.cn 2010 年 09 月 09 日 07:32 People's Daily - People's Daily
,
the reporter Du Haitao
LUO Qi painting (People Pictures)
people's subsistence, enhance harmony,
Nike Shox TL3, a opener goal is to gradually manner a cloud of middle-income As the medium class, middle-income teams ought be social stabilizer. However, the exceedingly high amounts advance a lot of people half a lifetime of wealth, coupled with the
Recently, the reporter walked into this group, to touch portion of the Let's listen to their outlooks.
- Editor
house is a mountain
bought a house, half the wages paid the pledge, buy a fashionable motorcar is not able to open up. Originally fairly relaxed life, entirely changed its advent.
● Beijing project manager of a venture capital firm Zhou Meng
4 months, the Beijing project manager of a adventure chief firm Zhou Meng really can not stand the high prices of stimulation, coarse alternative, spend 150 million in the near Shuangqiao than 60 square meters to buy a second-hand housing.
house was established in 1997, appearance dark, antique; district is not in the intensive buildings in very outstanding, and even there is no decent security. Zhou Meng attend to them, hastily signed a contract. Agency clerk in the afterward reminder: the house is now a price one day, do not buy now, morrow on the mushroom!
to this house, Zhou Meng and his wife not only spent his savings, but also to friends and family lent $ 200,000 from the bank loans of 100 million, Anyhow, a home microcomputer had.
33-year-old Zhou Meng graduated from a University of Finance and Economics Southern in 1999, back home in Shandong, in one age state-owned enterprises as accounting. The go was easy, sleepy, also met with one accountant's girlfriend.
idle beneath a week of fierce but has a The face of the monthly wages of 1,000 yuan, Zhou Meng was inexplicable panic: so In 2003, he left this company, win a Master of Business Administration Renmin University of China, Beijing two years later a venture capital company, began a new life.
consultations, appraisal, planning ... ... in the state-owned enterprises with their own experience and four years of hard work, he presently became the spine of the company, representation rising income levels to a new level.
However, living in Beijing, the house is drastic oppression in the elbow one week can not escape the
Zhou Meng said, arrived in Beijing, the house does not care: his girlfriend is still in Shandong, matrimony is not on the agenda;'s upstairs apartment to live, pay only a small amount of monthly rent, convenient and save money ... he put always thoughts flutter at work, but also most of the hands of the money left to provide in the stock market:
later, Beijing to open up housing prices, Zhou Meng some hesitation, began around the showings in the unit. Of course people to be envious of a set of new houses can be compared to the hands of the savings per square meter, the price is easily over ten scary. He had the fancy of being set alongside to buy a house:
international fiscal crisis, the property market be affected, the company also affected. Zhou Meng idle a bit, took the opportunity to wed, he received his wife in Beijing, an acolyte at an accounting tight, housed in the company's new home on the apartment. I did not expect the second half of 2009, after the Beijing property market suddenly reversed, the house one day a price, to the opening of this year, the average price of the house within 5 rings in one fell pounce leapt to 30,000 yuan / square measure!
Zhou Meng anxious!
marital, either parents anxious grandmother. Not have their own house, did not work! When his wife arrived in Beijing, because it is foreign accounts, was not any house, was buffet once stopped by the police to go out, look at a temporary address allow! Zhou Meng really can not stand this He cross the next one mind, determined to buy a house! House prices rising, hands over tiny money, stock market, money has not been defined. Certainly can not supply a new house, bought second-hand house; can not supply a big house, buy a small apartment!
bought a house, furnished home, had fairly easeful life, completely changed its appearance: half the wages paid the mortgage; as far away from the company, the road block, a year antecedent to buy a new can not be opened, can only squeeze into the metro - and of course, this can retention a lot of overhead.
bought a house, short-lived solve the housing problem, new problems can be followed: the house is too small, the future birth of a child, granny live? His wife is a foreign list and gave birth to children how to settle? Where to go to school? These entities always haunt him. Zhou Meng understand: From 1999 to work, 10 years later,
Zhou Meng said, the conversion is certainly bought the house and will have to change a big house. To a large house, you have to desperately save money! His country has great expectations for this circular of market regulation: perhaps two years, house prices really come down, then, to now sell the house, buy a real preference of the big house, then took to their parents, enjoying of melody,
185 km away, the family divided into two halves. Subway, take the high-speed rail, for rent ... ... back to a home, to toss four hours.
● Shanghai adviser of a securities company customers Chengyue Jiang
each Friday, Jiangsu Changzhou Railway Station are the maximum crowded daytime.
9 3, is Friday. At 19:20 from Shanghai to Changzhou G7204 second high-speed rail stop in time, who lives in Changzhou New District of Shanghai Cheng Yueqiang director of a securities company customers first trod off the train: Tomorrow is her 10th birthday, he can not await to go home .
strong jump of 38-year-old, although high-speed rail closer to the distance between Shanghai and Changzhou, but to leave their office in Pudong, to the terminal return home of Changzhou, need to take the subway, take the high-speed rail, for rental ... ... at least have to hurl four hours,
2002, the strong jump away Changzhou home into this home is situated in Pudong, Shanghai securities company. 8 years, Shanghai - Changzhou, 185 km away, will he and his family divided into two halves. He is like a pendulum, swinging back and along between the two places.
successfully hired. Although I'll say. Shanghai, Changzhou, but once and for all, the two separated.
to Shanghai, the daughter had just two years old. Blink of an eye over the past eight years, but not had time to give his daughter a birthday, has never been to school to attend a parents, a strong jump very guilty.
to her daughter, also consider moving to a strong jump in Shanghai,
look at the house. To Shanghai at the beginning, jump intensity did not buy a house thought: As the early work, he and his wife each have a set of social housing in Changzhou, Shanghai price is not high, buying a house is not pressing. But now, want to buy a house in Shanghai, housing prices long ago people could not carry high: in a house in the internal per square meter over fifty-six million suburban ring of the house more than 2 million, and The two suites, will not lead to a suite in Shanghai.
look at the work. Wife Changzhou civil maids, the backbone of the unit, whether Shanghai can not be transferred to the fitting authorities, no before work has accumulated a serviceable, is not some worthwhile?
said two family suites, just look at proceeds, may have the But it's 8 years, in increase to the weekend home, he has been living in a rented apartment in Pudong, it can only be regarded as a
Yue Qiang said: price rising world!
He now lives in Changzhou, Wuxi and other southern cities and in Shanghai to work a lot of people. Every weekend, the Shanghai Railway Station is always a black hunk, who are worried to go home. Although the Changzhou and other cities, life is very small solace, but 1 tin discern via the hereafter, no
appropriate most powerful bound, or daughter. He told correspondents, has been determined, it have to be to the kin migrated to Shanghai two years, to end this junior high school children in Shanghai is also row when in high school is not compulsory, and emulated her to Shanghai to heed school while,
Nike Shox R3, not simple!
been amplified youth
year Intense
● lawyer Wang Yan
Wang Yan also a business trip. Weekend with her daughter admitted to the intend Pa Xiangshan has gone.
as a renowned Beijing decree firm's attorneys, Dan Zhao Wang Yancheng exotic cross-border commercial squabbles, business litigation, she joked: at family as fewer than 4 months. Wang Yan
after graduation went to learn in the United States, received his JD, worked in a Washington firm specializing in litigation work. In 2007, the same study in the United States, her husband decided to come back, so his family back to Beijing. Subsequently, Wang Yan connected this law firm, from an
good educational background, decent work, high income ... ... Wang Yan has nearly transform the standard However, faced answers from reporters, she could not aid but laugh:
Wang Yan all lived in the Zhongguancun (9.63,0.05,0.52%), is a rented apartment:
She agreed not empty ofcome, but also being able to buy a house: the husband school biology background, would like to build a pharmaceutical company in the country, the daily rush to government divisions, investment companies and relationships between the elements, no output One's income on their own burden of such a get, done!
Wang Yan said:
commitment to foreign litigation because only in recent months, she went straight in New York, Sydney, London, Frankfurt, Dubai, more than 10 foreign cities, in assorted countries gave an impassioned speech on the tribunals, fighting for the rights for the customer. In China, the morning flight Shanghai in the nightfall back to Beijing, it is commonplace.
In addition to intense
relatively independent of the work of lawyers, everyone endeavor, there is not many communication between them.
Wang Yan lived in the United States for 10 years, and frequently travel in large cities at home and overseas, are buried in the boring daily lawful duplicate, for the addition of the world, consider themselves poorly understood. A assembly in Beijing, the students speak with friends PRADA, GUCCI and other top brands. She asked, puzzled: GUCCI what? Is a glasses mark? Because she only saw GUCCI cups. Friends smile. Wang Yan told reporters that this is a true fable.
approximately distinctions among servant and foreign life, Wang Yan said that China is a people society, the concept of stronger foreign system. For example, the domestic common overtime, but the point is commonly left in the United States; particularly the domestic law of the entertainment, the parties are ambitioning to remedy you to banquet, and his apparently some deed has nobody to do, keep your buyers to make friends, also much vigor.
Wang Yan said: into the office, it means emulation, endless overtime, if necessary the 'results' can be no future.
tired by years of hard work to Wang Yan. A party, an older sister, said his son is about to study abroad, and suddenly asked: Where your child to institute? This allows Wang Yan laugh and wail, let her flavor what is overdraft youth.
Wang Yan said that the U.S. namely certainly not behind. Now the anticipation namely that her husband's project apt succeed, as early as a benefit. But she likewise knows that fostering a commerce tough, even now truly successful, pill companies profit cycle is quite long. Right immediately the
early experience
start their own small business or An investment are not granted to lose a few years on the profits.
● private owners sinking
said.
graduated from the Chinese Department of submergence have a dream: a cultural and creative to do their own company. Seven years ago, he left work five years of the civil service positions, embarked on a difficult start-up road.
7 years, sinking to adjoin a large number of young writers, literary topics of planning, contact the Press ... ... as the lyricist and publishers of the intermediate, sinking earn takes hard work, a lot of profits in the form of cash writings . He rented a warehouse in Majuqiao to sell books there are here. A few years later, has been piling up.
sinking, said, do business, it is difficult! Difficult in many uncertain elements. Start at the starting, he bought close the eastern Games Village dormitory, converted into bureau space. This year, business volume, but also rented a handy office, this annual, the elemental $ 160,000 daily hire, soared to 26 million. Moreover, premonitory increase in fatigue prices, the company extra than 30 employees, the monthly disburse aboard wages alone there are 20 million.
social risks, operational risks greater. In 2008, the submergence district of trying to get comprised in animation, the implementation of diversified development. He introduced hundreds of million U.S. funding a array of animation films in arrangement for promotion to the station. Because it is unfamiliar product, it is difficult to detect a breakthrough, the project made not progress, investment boondoggle children,
after 7 years hard work, 36-year-old put himself ahead of Shen suffered Over the years, alongside his wife and their skirmish. Today, his wife productive, not a helper nigh, sinking feel the burden even heavier.
cultural and inspired companies a high attrition rate. Business is agreeable or bad, depends not only on their own efforts,
Nike Shox Kvinner, but also have the competence to grasp intricate relationships. 7 years,
Nike Shox Nettbutikk, Shen and his look while looking at a number of start-up company off switch, and even some very large companies are often in distress for of bad investments.
now sinking to live in the capital's northern suburb of a simple room with two bedrooms, crowded subway to the company every day to work. He said that as a small business owner,
Nike Shox NZ, and each have their own bear the cost of living: the hundreds of millions of dollars in the house, the million of therapeutic costs, even in kindergarten have to hand in thousands of dollars ... ... acquired scarcely worth the effort spent in front of these big is simply untenable.
talk about the future, sinking, said: Wants the state to dedicate more attention to small businesses, for instance, help a financially, exclusive tariff policies, because these companies are responsible for a great deal of social responsibility, , this, too, endow to the job right?
sinking, told reporters in 2078 down, many colleagues in the original administration agencies have been promoted to deputy division class and on, the house is transferred several periods, in kindergarten. alarm of life, they certainly less than I do.
(interviewed in this story are to use a pseudonym)
should not discolor aura (mall hike)
North Shore
looks very bright,
Recently, the Asian Bank recently unlocked a report on absolute terms, China's middle class of 817 million people, more than 60% of the total population. This caused uproar in the community.
According to the ADB report, the middle class is the average journal consumption of 2 - $ 20 crowd. However, not to advert spending $ 2 a day standard is too cheap; is the average daily consumption of $ 20, this
by general unity, As the face of high prices is difficult to shirk loans, once to buy a house, a crowd of Beijing University and Chinese Academy of Social Sciences Documentation Publishing House jointly issued a report in July raised the Even so, the Assuming a million. Once the children's pedagogy, health, employment, unemployment insurance and any other aspect of a problem,
In fact, glossy appearance of the assurance, so that their pleasure compromised.
as the cardinal source of the middle class, until the late 1990s, white-collar or a yearning that youth vocational, manner way to high-grade office mansions in the metropolis, retarded the workplace, is were decent, the envy of everyone's work. Now, white-collar proud is gone, the aura has silently faded, middle-aged white-collar workmen generally put a ponderous burden, Shenxinpilei.
from amplified countries to see, The growth of the middle class in China and also a essential requirement for the harmonious development of society. However, under the heavy burden, more and more domestic Studies have base that due to face a lot of pressure, all these years, about 5% of the . This
clumsy social reality, a reflection of the new building of the irrational distribution of income and social protection web failings. Depends effectively on labor in low-income people to obtain wealth, but in reality, due to crowding out of capital gains inget cracking their work, not only means that low-income people find it difficult to A housing to eradicate a
fostering the growth of the middle class is the This requires us to enhance the income distribution adjustment mechanism and the machinery of steady growth, while wages, increase housing, education, employment, residence and stipend insurance system reforms, build a solid social security net to dwindle the . At the same time, establish more conditions, clear institutional barriers to upward mobility for low-income people to build a
What is the middle
(Further Reading)
so-called middle class, usually refers to the middle class, English as middle class. This group mostly engaged in mental work, mainly by wages and salaries to make a living, generally well-educated, professional perception and strong professional capacity and capability of the corresponding household consumption; have some leisure, the pursuit of quality of life.
middle class is not only the concept of wealth, but also the mentality, social status and other aspects. Today's world, there is no uniform classification of middle-class standard. South Korea's per capita annual income of more than $ 10,000 can be considered middle class. United States income 30,
Nike Shox NZ,000 to 200,000 U.S. dollars of the population defined as middle class, the class of the American population about 80% of the total, including many
Recently, Beijing University and Chinese Academy of Social Sciences Documentation Publishing House jointly issued the corporate sector managers, instructors, doctors and other professional and technical workers as well as some individual businesses.
According to the report, Beijing is the average monthly income of middle-class families is 10,007.96 yuan, the proportion has exceeded 40%, about 5.4 million people, about 23% higher than the citizen average. Of these, about 30% in the upper 70% in the lower middle class, face the twin pressures of work and life.
(Melvin)