China's attribute mall tin merely mushroom alterna

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last night, and a pawn to open lines of students drink.
I asked the students,
Forget about my center silent, very suspect!

students, then I simply deafening,Nike Shox R3-R4 Combination, so I was stunned. I rapidly consulted warmhearted. Thus, the students told me to say someone peculiar, and Frightening words ...... these are my students, even whereas some words out, but the basic semantics of I quoted apparently.
an, buy a house without money, how to operate?
students, then - you know, my pawn business entirely on the money with money. First buy a house, notwithstanding I have the ability to one-time full payment, merely I do not want the house so much money was crushed to death. At that time, is renowned
breath of one year, paying back the principal and interest to have a. I do not understand is it fortunate? Or am I disadvantageous! At that period, my money is a business occupied. For commerce, I not only do not activity back the principal did not say, have dissimilar fashionable loans. Compelling, I find the age relationship - the bank's credit director ditch dollar. When I was hesitant to
credit manager give me the mind is simple: to my wife, at double the price of the loan to buy my house, the loan phase is one year.


who was, I at least give him 50,000 points. So, I credit manager for a knowing smile ......
This is the first time I buy a house experience.
I later buy a house with alike experiences, that is: a tight does not dig a penny, always with a bank loan to buy a house; then,Nike Shox Butikk, the truth is unknown whether the investors encounter (say investors, is Shamao) buy a house, then sell him high. If investors buy a house has not, then continuously to mushroom their lending to their own house, often using bank money to the banks of the debt.
and I open pawn marts, the bank's relationship with the mean person can no compare. Ordinary people to buy a house, most prefer 20-year mortgage, and I always purchase only loans a year, it namely likewise due the headmaster and interest. This operation, do not pay for the month. The credit expires, I fair act the In truth, I do not dig a penny.
Second, in real life are so ludicrous, the
student's words: Brothers! I look you people before you say these words dig pit of the abdomen. How can you not deem me? How can you believe me? Author to speak: you give me an example about the actual point!
students: you know how the throne,Nike Shox R5, pock fortune it?
authors speak:
students then -
then I would talk about.
the past, the king 2 pockmarks that alone ah! He even enrolled the company's enrolled chief, is my transient lending to him. Now, do not see the king two pock the surface of scenery, he take the money from bank loans; fix the house money, builders Loaning. In short, he is a complete
house repaired, Wang 2 pock before the lawful opening, ordinarily to hold an The internal sale, in fact, the king summoned two pock-house staff and some like myself, versed to real estate speculators (or simply to collect some from the job fair, and many, applicant of the to label these people to buy a house, all the bank loans accustom to buy. This is the so-called Also, the transaction reported to the bank's trading price, must be greater than the actual price of insider trading additional by 30%. Why? Because loans to two percent down payment to buy a house ah! For example, if you want to recover 100 million and then you have to price 1.3 million to bank loans. In this way, banks give you money is: 1.3 million × 0.8 = 104 million; you actually pocket the money is: 104 000 -4 million (to the relevant bank staff the
this way, via the opening before the internal sale, king, pock already successfully recover all the investment, all the risk transferred to the bank. By this time, the king two pock will start advertising to sell the house, and the return of
inventor statement: the back, how does it work?
students then -
how do you like Bena! Slightly smarter people can think of, emulated by methods of operation, in fact, real estate and my approach is the same, that is: on high-priced to sell him; if no investor has to buy a house, then persisted to increase their lending to their own house, constantly using bank money to the banks of the debt. As yet recovered the first mortgage remittance, so do not absence to back operation 30 per cent increase each time, just according to the original property prices can increase the rate of increase (up 14% per year).
what? If prices rise enough to pay the loan interest rate how to do? Joke, when you saw the Chinese property market, housing prices lower than the rate of interest on a loan then?
know it! This is the China property market, prices can only go up not down; and, the rate of increase in house prices can not be less than the loan interest when the real reason! !
consider I felt ridiculous, really, some savants said, In fact, the
to the collapse of Shanghai Lotus Riverside, for example. Published online, the floor price of fewer than 604 yuan / square meter, construction costs not to 1,300 yuan / square meter (in fact, issued online by the construction spend is not exact. Municipal Court escalator the overall quality of the apartment building than it Well construction cost does not surpass 1,000 yuan / square meter) house so inexpensive, why do we have to have it sold to developers to 14,000 yuan / square meter it? Sell ​​low-point, a tiny less money not it? The response is insufficient. The reason is simple, Only perennial increase, only to survive the operation. So, Lotus Riverside two years antecedent to sell 7,000 yuan / square meter last year,Nike Shox R6, selling 10,000 yuan / square meter, have not sold for this year 14,000 yuan / square meter. As the saying works, This is the There is a saying tells the facts of the current property market in China, to the present property market, house prices obviously has distant exceeded the tangible purchasing power of mediocre people (which method the house will never sell), why house prices will continue to increase? And also Why? Is here!
3 quite individual phenomenon, can characterize the overall position of China's property market?
students, then -
old school, you are too unaware of it. See:
Li Shubiao case: September 8, 1999 to January 15, 2004, Chenzhou City, Hunan, former director of housing provident fund treatment heart Li Shubiao fraudulent fund loans, bank loans totaling 44 pen, involving 120 million yuan.
Cummins Case: before and after 2000, Zhengzhou, Henan Hong Ming Ming Garden Property Co., Ltd. 414 East Suite by source,Nike Shox Menn, in the Industrial and Commercial Bank, Bank of Communications, China Construction Bank, China Merchants Bank to repeat a absolute of more than 690 sets of mortgage loans, at fewest the catching of bank funds $ 200 million. Yao Kangda case: from 2002 to premier half of 2003, Shanghai Waigaoqiao Free Trade Zone and Commercial Bank of China branch to the
Sen Hao false mortgage case: From mid-1997 to 2002 in the first half, the arrival of China in Beijing Real Estate Development Company to Sen Hao room, also below the guise of Lee Garden, take off the access the mortgage to the Bank of China Beijing Branch, Bank of Beijing Zhongguancun Branch, Bank of Beijing Exhibition Road Branch three banks Piandai total 1.62 billion yuan. (See In 2002, the Audit Commission checks Construction Bank Guangzhou Branch of the eight housing mortgage loans, found that one billion yuan disloyal mortgage. Shanwei City, Guangdong Province Public Security Bureau is only one Deputy Secretary,Nike Shox Norge, that fraud Fangcun Construction Bank Guangzhou Branch mortgage 37.93 million yuan.
Qu Shanghai smooth case: In 2006, the Shanghai Pudong Development Bank has been lending in Lujiazui branch, base that 126 million yuan of personal property secured loans do not truly exist, loan deputies for And the melody was later found up to 91 mortgage-related pen, involving an quantity of 4 billion yuan. Bank had commissioned a housing mortgage real estate agency for bargain to regain problem loans.
with the Thai case: In 2006, Thailand Beijing real estate company with 87 suspected of using imitation owners 签购房合同, Piandai 67 million yuan from the bank. Chengdu mythical real estate Piandai case: 2005 to 2008, the infer collusion Tangmou Chengdu Housing Authority staff to mythical real estate the way real estate authorization for Piandai. Has been found involved in real estate authorization now more than 130 sets, involving an amount of nearly two thousand million! And the situation is still further development.
In adding, this year the accurate requirements of the CBRC's reiterated claims, However, the 4 trillion of asset into the property ......
still old educate, you think, why it happened so many such things? Why is it that the banks knows to be false, we ought also lend money to real estate mortgage provider? Is the bank's officials are cheat?
In fact, bank officials not fatuous.
cause is that the bank's inner staff is going hand in glove with the developer's associates. Involved in the operation of some of the bank's inner staff is the wish that customers will not pay interest above loans to banks to make money, frankly, they are involved in dividing the spoils - they steal the ill-gotten gains attach with the developer, to transmit hazard to the National Bank, and pay the real buyers. Once the real buyers can not buy this colossal bill, bank ashore the crisis. At this time, people across the nation is paying a state have to recapitalize banks, exclude bad debt. The state's money get down to? Printing money! The result? Inflation, rising costs, old 100 of the money is worthless, or that the people's money was robbed, robbed at whom? Plugging snatched along the state, the blocking of definite developers and banks out of the pierce aperture. The hole is so large, blocking is one ugly scar, and pain will always be people.
So I would say - the real possession industry has convert a relevant units, the pertinent departments to unite divided countries, the money (in fact, people's deposits) of the props.
unlawful what the huge deal? Bank officials are not afraid ah! As long as the surface of the paper formalities complete, I have no duty. Even if the mortgage is false, what is the relationship? Moreover, this background of national banks, is also not fearful of a loss, anyway, Bank officials are immediately made money on the line. The bank later to dead, there are countries to administer normal Moreover, it is the afterward bank officials do. No prodigy the Chinese bank's bad debt rate is actually 40% or more! It cornered out that in China, the biggest corruption in the bank! !
Fourth, if it is a prevalent phenomenon, why do not developers are repossession?
students, then -
for many reasons, simply: 1, you do not concern about the real estate industry news. For instance, No violence.
cover how to do the work? Is very easy - almost by the time a debt repayment period, the developer will and In the hands of developers). This operation, the developer will never be repossession.
Although this operation, the prices will continue to rise, and presently far exceed the actual capacity of the people (which means the house will never sell). However, this operation, if the only variety of program from the official point of outlook, only the formalities of view from the surface of the paper, then it is always lawful. This is the bank officials to developers who challenge to cover for the reason - for the current banking system, as long as the surface of the paper formalities complete, the bank officials, there is no responsibility.