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<strong>Default</strong> – Occurs when the borrower fails to make FFEL Program loan payments for 270 days or more or when the borrower fails to meet other terms of the promissory note.
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cycles (E4)<br />Regular fluctuations in a national economy from a peak through a downswing to a trough and then an upswing back to the peak. Few national economies are without this instability.<br /><em>See also:</em> boom and bust; business cycle; Juglar cycle; Kitchin cycle; Kondratieff cycle; Kuznets cycle; stop-go

<strong>FSA Handbook</strong> – Federal Student Aid Handbook, a guide to administering the Title IV financial aid programs, published annually by the U.S. Department of Education.
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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.
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