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bond rating agency (Gl)<br />A financial markets specialist which rates the creditworthiness of the principal issuers of bonds - governments, municipalities and corporations. Standard & Poor and Moody's are the leading US agencies of this kind.<br /><em>See also:</em> AAA; BB; BBB; D; DDD; Prime-!

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Selective Employment Tax (H2, 04)<br />A tax designed by KALDOR and in force in the UK from 1966 to 1973 which sought to encourage the movement of workers from service industries to manufacturing industries by imposing a PAYROLL TAX on the former. It led to a decline in service sector employment but did not revive manufacturing industry whose problems were more severe than a shortage of labour.<br /><em>Reference</em><br />Reddaway, WB. (1970) Effects of the Selective Employment Tax. First Report. The Distributive Trades, London: HMSO.

<strong>Response File</strong> – The CommonLine file type used to return responses to application send files and change transaction send files. A response file contains a snapshot of the processor' s database after processing an application for guarantee or after posting a change transaction. A response file generally contains “R records” but may also contain “M records,” if desired.

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