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<strong>Federal Work-Study Program (FWS)</strong> – A campus-based Title IV student employment program administered by the school. FWS is a need-based program.

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<strong>HTML</strong> – HyperText Markup Language, the authoring language used in the creation of websites and documents for the World Wide Web. Reports available within MODEL Direct may be exported in an HTML format, allowing the information to be viewable on the screen or printed from the web browser.
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<strong>NCES</strong> – National Center for Education Statistics. The NCES is a division of the U.S. Department of Education and the Institute of Education Sciences and is the primary federal entity for collecting and analyzing data related to education. The NCES collects IPEDS data from schools.

<strong>FYE</strong> – First year experience, a term used related to students' first year in attendance at a postsecondary institution.
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Consolidated Fund (H1)<br />The fund of the UK central government into which all direct and indirect tax revenues and other receipts are paid. Prior to its establishment in 1787, separate funds existed for each type of government revenue.<br /><em>See also:</em> funding
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<strong>ANN</strong> – Type of Dear Colleague Letter providing training announcements.

<strong>NOLA</strong> – Notice of Loan Approval, a paper copy of the MDHE' s loan guarantee statement which schools may receive if profiled for this service.
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kappa (G1)<br />The ratio of the change in the price of an OPTION to a 1 per cent change in the expected price volatility.
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man capital previously regarded as exogenous in neoclassical theory. This theory has been used to explain long-term convergence in per capita incomes and outputs between countries. Also it has been applied to regional development.<br /><em>Reference</em><br />Romer, Paul M. (1994) 'The ongms of endogenous growth', Journal of Economic Perspectives 8: 3-22.
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<strong>Forbearance</strong> – A period of time during which the borrower is permitted to temporarily cease making loan payments or to reduce the amount of the payments. The borrower is responsible for all interest that accrues during the forbearance period, for all loan types.
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