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Old 08-01-2011, 07:35 PM   #1
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Default Latest mortgage news in Newton le Willows

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balanced budget (H6)<br />A government budget which equates revenue with expenditure. This prudent approach to fiscal policy long advocated by conservative finance ministers has frequently been attacked by KEYNESIANS who rega rd it as an inflexible rule which ignores the levels of aggregate demand and unemployment. A government surplus will increase public sector saving; a government deficit will require borrowing. However, unbalanced budgets could result in CROWDING ouT or long-term insolvency of a country (if the national debt is financed at a rate of interest in excess of the country's rate of growth) or inflation (if a country increases its money supply to finance its borrowing).

<strong>LLR</strong> – Lender of Last Resort, a student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.

<strong>HT</strong> – Half Time, an enrollment status indicating the student is carrying an academic workload, as determined by the school, that is more than half time but less than full time.
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Old 08-01-2011, 07:41 PM   #2
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Old 08-01-2011, 07:45 PM   #3
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Old 08-02-2011, 03:26 AM   #4
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commodity tax (H2)<br />A tax on a good, usually taking the form of a SALES TAX or an EXCISE DUTY.
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<strong>Financial Aid Noon Group (FANG)</strong> – Mid-Missouri' s group of financial aid officers, normally meeting several times a year in Columbia.
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<strong>SAR</strong> – Student Aid Report, the paper output record provided to the student after completing the FAFSA. The SAR contains the student' s EFC and results of federal database matches. The electronic version of the record, which is sent to the school, is called the ISIR.

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Old 08-02-2011, 06:35 PM   #5
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endowment effect (G2)<br />An increase in a bank's profitability as a result of a rise in interest rates.
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<strong>DFee</strong> – Default Fee, a fee required by the Deficit Reduction Act of 2005. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as a lender or servicer). This fee is also referred to as FDF.

<strong>Multiple disbursements</strong> – Disbursement of FFEL Program loans in two or more installments of approximately equal increments.
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Old 08-02-2011, 07:20 PM   #6
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Old 08-03-2011, 10:20 AM   #7
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zonal pricing (D4, Q4)<br />The aggregation of NODAL PRICES to produce the same prices over part of a system such as electricity transmission.

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<strong>HACU</strong> – Hispanic Association of Colleges and Universities.

hire purchase (G2)<br />The hiring of a good, especially a coNsuMER DURABLE, by a customer who, on the completion of paying instalments equal to the full price of the good plus interest, owns it.
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Old 08-03-2011, 03:20 PM   #8
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sequential game (C7)<br />An ordered game in which the move by one firm is followed by the reaction of its rivaL

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ergonomics (J2)<br />The scientific study of the physical methods of work with the aim of minimizing effort and maximizing output. Inspired by the study of the practical problems of using military equipment in the Second World War, it became a recognized discipline in 1949. Much work has been done on the appropriate ways of displaying information, on the study of machine controls and on the relationship between a worker and the physical environment.<br /><em>Reference</em><br />Singleton, WT. (ed.) (1982) The Body at Work, Cambridge: Cambridge University Press.

<strong>Income-sensitive repayment schedule</strong> – A repayment schedule for some FFEL Program loans under which the borrower' s monthly payment amount is adjusted annually, based solely on the borrower' s expected total monthly gross income received.
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Old 08-04-2011, 12:15 AM   #9
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closed shop (J5)<br />An arrangement between a TRADE (LABOR) UNION and a management to restrict employment in a particular place of work or occupation to members of that union. A pre-entry closed shop is based on the rule that only trade union members can apply for work; in a post-entry closed shop a worker must become a member before or on joining the firm. The Trade Union and Labour Relations Act 1974 (UK) passed during the period of office of a Labour government made possible universal enforcement of the closed shop. The subsequent aim of Conservative governments was to remove the pre-entry closed shop (Industrial Relations Act 1971 and Employment Act 1980); the European Court in 1981 ordered the UK government to end the rail closed shop. The strongest argument in its favour is the equitable view that, as all employees benefit from a union's bargaining, all should pay union dues. Some employers have argued that a closed shop promotes harmonious industrial relations. In the USA, the post-entry closed shop is called a 'UNION sHoP'. Even in countries such as France where the closed shop is illegal, shops of this kind still exist in the docks and in printing.
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Old 08-04-2011, 12:39 AM   #10
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<strong>Scholarship</strong> – Financial assistance that is usually based on merit or ability and that does not have to be repaid.

London Discount Market Association (G1)<br />London's nine DISCOUNT houses that constitute the UK's short-term money market.

<strong>American College Testing (ACT, Inc.)</strong> – An independent not-for-profit organization that provides assessment, research, information, and program management services in the areas of educational testing and planning, career planning, and workforce development.
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