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buffer stock (E4, F3)<br />1 An accumulation of a commodity for the purpose of stabilizing its world price. The stock built up provides a means of intervention, particularly in the markets for metals, oil and agricultural produce. Buffer stock managers buy in the commodity in times of falling prices and sell when prices are rising. But there are limits to the efficacy of buffer stocks - for example, the major price fall of tin in 1985 was so cataclysmic that the managers were unable to prevent it. Governments have financed many of these stocks to maintain the incomes and employment of primary producers.<br /> 2 A cash balance which can absorb unexpected variations in expenditure and mcome.<br /> <br /><em>Reference</em><br />Laidler, D. (1984) 'The buffer stock notion in monetary economics', Economic Journal (Supplement) 94: 17-34.
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<strong>RSMo</strong> – Revised Statutes of Missouri, the document authorizing the Missouri state student aid programs and designating the MDHE as the administrative body for the FFELP and the state aid programs. The revised statutes are available on the General Assembly' s website at www.moga.mo.gov/statutesearch/, and the MDHE may be found in Chapter 173.

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balance sheet (M4)<br />A statement of the assets and liabilities of a firm or other organization which possesses property. The assets show what the firm owns, and what the firm owes is indicated by its liabilities. For a bank, the management of its balance sheet from day to day is a central part of its business tasks.
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percentile (C1)<br />A value obtained by dividing data arranged in order of magnitude into 100 equal parts. The first percentile, for example, shows that value below which 1 per cent of the values of a variable lie. The LOWER QUARTILE is the 25th percentile; the MEDIAN is the 50th percentile; the UPPER QUARTILE is the 75th percentile.<br /><em>See also:</em> decile; median
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<strong>GP</strong> – Guarantee and Print, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “GP” process flow, the school submits loan application information to the guarantor for guarantee. After the loan is guaranteed, either a paper MPN is mailed to the borrower for completion or the application is made available online for the borrower to complete and sign.

real wages (J3)<br />1 Money wages adjusted for inflation. Real wages can only increase if money wages rise faster than inflation.<br /> 2 The amount of goods and serv1ces a money wage can purchase.
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