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<strong>Origination Fee</strong> – A fee charged to offset the federal government' s cost of interest subsidies (for subsidized Federal Stafford Loans) and reinsurance payments for loans that either default or are eligible for forgiveness or discharge. This fee, if charged to the borrower, may be subtracted from the borrower' s loan proceeds at the time of disbursement.

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<strong>Late disbursement</strong> – A disbursement made by a lender after the end of the loan period or the date on which the student ceased to be enrolled at least half time.

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<strong>Office of Postsecondary Education (OPE)</strong> – A division of the U.S. Department of Education that directs, coordinates, and recommends policies for programs that are designed to provide financial assistance to eligible students. May be found on the world wide web at http://www.ed.gov/about/offices/list...ex.html?src=oc.
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<strong>Verification</strong> – A school' s procedure for checking the accuracy of information reported by students on their FAFSAs.

<strong>Disbursement date change</strong> – A pre-disbursement change transaction updating the date loan funds should be issued to the school or escrow agent. May also be referred to as rescheduling a disbursement. Within CommonLine 4 files, the disbursement date change is located within the 01-09 record.

Chancellor of the Exchequer (H1)<br />UK finance minister who is the ministerial head of the Treasury. The Chancellor is responsible for proposing changes in public expenditure and taxation, the conduct of monetary policy nationally (apart from the independent setting of interest rates) and internationally and all currency matters<br />See also: Monetary Policy Committee

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profit maximization (L2)<br />A possible goal for a firm implemented by setting prices SO that MARGINAL REVENUE equals MARGINAL COST. When, at the margin, revenue is greater than cost, total profits could be increased by further output; when costs are greater than revenue, total profits decline. In the diagram the total profits curve is plotted by calculating the vertical distances between the total costs and total revenue curves. Up to output OM total profits are increasing as marginal revenue is greater than marginal cost; after output OM marginal cost is greater than marginal revenue and so total profits decline. At OM, where total profits are at a maximum, marginal revenue is equal to marginal cost. Traditionally regarded as the central aim of the capitalist firm. & Total costs<br /><em>See also:</em> managerial models of the firm

indirect factor content (D2)<br />The total amount of the FACTORS OF PRODUCTION used in all stages of production prior to the last to achieve a particular output.
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requirements, to subscribe for new shares in proportion to their existing holdings.
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bid price (G1)<br />The selling price for UNIT TRUST units or shares of companies.

physical quality of life index (D6)<br />A measure of ECONOMIC WELFARE more sophisticated than GROSS NATIONAL PRODUCT per capita. This index, pioneered by the Overseas Development Council of Washington, DC, is based on the percentage of literacy in a population, infant mortality and life expectancy after age 1 (to avoid double counting of infant deaths). Some countries rank much lower by this index than by per capita gross national product, e.g. oil-producing countries. Critics of the index are concerned about its narrowness as there are so many other physical indicators of welfare.<br /> <br /><em>Reference</em><br /> Morris, M.D. and Alpin, M.B. (1980) Measuring the Condition of the World's Poor: The Physical Quality of Life Index, New Delhi: Promilla.
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free alongside ship (F1)<br />A type of exporter's price quotation, including delivery to a designated vehicle of the importer who then pays for subsequent transportation.

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