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<strong>CPS</strong> – Central Processing System, a company that is contracted by the U.S. Department of Education to process the Free Application for Federal Student Aid (FAFSA).
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<strong>Repurchase (of a claim)</strong> – The lender' s purchase of a defaulted loan from the guarantor that bought the claim.

<strong>HT</strong> – Half Time, an enrollment status indicating the student is carrying an academic workload, as determined by the school, that is more than half time but less than full time.

<strong>T-bill</strong> – A note or bill issued by the U.S. Treasury as legal tender for all debts. The T-bill is used to calculate variable interest rates for federal student loans made prior to July 1, 2006, and to determine special allowance rates.

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rate of return (GO, M2)<br />The ratio of the earnings from an asset to the value of that asset, usually expressed as a percentage. Companies calculate this as the ratio of pre-tax profit to the capital employed. Private and social rates of return of HUMAN CAPITAL and of major public investments are often calculated. An alternative measure is the INTERNAL RATE oF RETURN which takes into account the timing of earnings.

<strong>Permanent resident of the United States</strong> – A person who meets certain requirements of the U.S. Citizenship and Immigration Services (USCIS), a division of the Department of Homeland Security (DHS). (Formerly known as the INS. On March 1, 2003, the INS transitioned into the DHS and was renamed the USCIS.)

<strong>Estimated Financial Assistance/Aid (EFA)</strong> – A school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources.

<strong>Scholarship</strong> – Financial assistance that is usually based on merit or ability and that does not have to be repaid.

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enterprise union (J5)<br />A Japanese TRADE UNION covering all the workers below supervisor level within an enterprise or within an establishment of that enterprise. The union has its headquarters on company premises and is often run by company employees on secondment from their usual employment. This is the most important level of unionism in Japan as most of workers' contributions are spent at this level and vital wage bargaining is done. Often an enterprise union is given the task of allocating between types of worker the gross addition to the enterprise's wage bilL Although there were 72,605 unions by 1989, this does not imply a weak union movement as there is joint action through their national federations, the major ones having been RENGO, SOHYO, DOMEI, SHINSANBESU. Since 1948, statistics on Japanese unions have been produced by the Basic Survey on Trade Unions.<br /><em>See also:</em> company union; local union

social adjustment cost (DO)<br />The social production cost, a welfare loss to a producer, brought about by increased competition from imports. A major cost of this kind is the unemployment caused by imports replacing domestic production.<br /> See also: Trade Act social capital (E2, H4)<br />1 Assets collectively owned for the benefit of the community at large.<br /> 2 The benefits resulting from feelings of sympathy and obligation. These feelings underlie terms of trade, the provision of health and education, and access to goods and services.<br /><em>See also:</em> infrastructure
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<strong>MARIO</strong> – Missouri Advantage Repayment Incentive Option, a student loan forgiveness program for individuals working in Missouri' s life science companies. MARIO was created by a partnership between the MDHE, MOHELA, and the Missouri Department of Economic Development.
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<strong>Federal Perkins Loan</strong> – The Federal Perkins Loan Program, a campus-based Title IV student loan program administered by the school.
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<strong>Repurchase (of a claim)</strong> – The lender' s purchase of a defaulted loan from the guarantor that bought the claim.

<strong>Budget</strong> – Synonymous with Cost of Attendance (COA). In financial aid terms, a budget is an estimate of a student' s total education-related expenses for an enrollment period. The budget generally includes tuition, fees, room, board, books, supplies, and personal expenses. For the Charles Gallagher program, the standard budget for each institution consists of the institution' s prior year tuition and fees, room and board, and book costs reported through IPEDS, as well as standard budget figures determined by the MDHE using the Consumer Price Index (CPI). For the College Guarantee program, the budget is the lesser of the institution' s Gallagher budget or the average cost of attendance at the University of Missouri-Columbia.

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<strong>Federal Default Fee (FDF)</strong> – A loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non-federal sources (such as by a lender or servicer). Also referred to as DFee.
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Solow neutral (03)<br />TECHNICAL PROGRESS which increases capital but does not affect the distribution of GNP between labour earnings and capital yield.<br /><em>Reference</em><br />Solow, R.M. (1956) 'A contribution to the theory of economic growth', Quarterly Journal of Economics 70: 65-94.

<strong>Master Promissory Note (MPN)</strong> – A common form that allows a student or parent to borrow multiple loans for multiple academic years and providing repayment obigations information (rights and responsibilities). A signed borrower MPN is required before student loan funds can be disbursed to the school.
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<strong>AL</strong> – Alternative loan, the CommonLine loan type code used to identify any non federal student loan, also referred to as “private loan.”

<strong>Be A Smart Borrower Expansion Portfolio</strong> – A resource for students taking loans. It helps keep the borrower' s important information collected and organized. Contact the MDHE default prevention department for more information: marilyn.landrum@dhe.mo.gov or (573) 522-6285.
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22130369 2009 年 08 月 29 日 14:17 Reading (loading. ..) Comments (0) Category: Stock Horses

ROC indicators that change rate index. Although fewer people use the index, but as indicators of a high frequency of use may not be as effective for those who use the indicators to be less, but often to achieve the surprise move of the results.

many indicators of the indicator is a more comprehensive, in particular in: First, ROC indicators are overbought and oversold function; Second, ROC index of stock prices can also have deviated from the role, and different rates in different stock prices, its scope is different. The author found that in the years of research, the use of the indicator, if the following rules to operate, the better.

(1) ROC index fluctuations in the positive range for the strength of the following areas may be holding wait and see; ROC value in the negative fluctuations in the following range of disadvantaged areas, can hold out.

(2) ROC indicator enters a strong regional, short-term experts can wait until fall to 0 near the value of bargain hunting, away from the 0 value,mbt shoes, can be thrown in due course, so the profit can effectively expanded.

(3) whether short-term investors,cheap mbt shoes, speculators or middle,mbt anti shoe, if the ROC index fell below the 0 value of less effective, must be thrown. Especially the pre-ROC values above the long-running value of stocks at 0,mbt uk, especially in the case.

(4) effectively defined criteria: to meet the ± 10 range of subject, time, subject to two days.

actual example: Amoi Electronics (600,057) shares followed the broader market has been down last fall by the end of the upper and lower horizontal shock 7 yuan, ROC through the 0 value line up a few times, but did not achieve an effective standard . Earlier this year, the stock several effective breakthrough +10, then investors should do intend to buy a bargain. In fact,mbt lami, the stock value around a few times but dropped to 0 to re-hook head,mbt sport shoes, these are a clear signal dips intervention.


strong rate of change indicator labels ROC

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<strong>Full Time (FT)</strong> – An enrollment status indicating the student is carrying a full academic workload as determined by the school.
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<strong>R</strong> – Code used to request a “release” on a disbursement or to indicate a released status, as defined within CommonLine file specifications.

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