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<strong>Electronic signature (e-sign)</strong> – Information in electronic format that is attached to or logically associated with an electronic record and used by a person with the intent to sign the electronic record. Students, parents, and borrowers may electronically sign the FAFSA, a FFEL Program loan application, or other student aid document.
<strong>Graduated repayment schedule</strong> – A repayment schedule under which the amount of the borrower' s payment is scheduled to change during the course of the repayment period. The graduated repayment schedule cannot exceed 10 years unless the borrower is eligible for an extended repayment period.
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acid-test ratio (M2, M4)<br />The ratio of liquid assets such as cash, accounts receivable and short-term marketable securities to current liabilities. Also known as quick assets ratio.
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