CDs Versus Fixed Annuities
There has been a lot of talk lately promoting fixed annuities over certificates of deposit(CDs). This is due in large part to the extremely low interest rates being paid out by mostCDs, bonds,
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WhenToUseFixedAnnuities
Fixed annuities do only one thing,
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WhenToUseCDs
Certificates of Deposit are safe, liquid investments suitable for investors of all ages and risk tolerances. Cash investments such as CDs are most useful when saving for short-term expenses where preservation of capital is of the utmost importance. CDs are also suitable investments for conservative retirees with little need or desire to take unnecessary risk with their portfolios.
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