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335233 2007 年 08 月 28 日 01:12 Reading (loading. ..) Comments (1) Category: Miscellaneous world Kan
March 3, buy a house.
I use the Money Link ICBC Industrial and Commercial Bank of China in different places in the ATM, debit fifty dollars of my fee. That is loss, but also very worried because I had to use another bank's card Merchants different lines in different places here withdrawals,grey ugg boots, which under the do not know how much money to be deducted. But the result is only 2 yuan fee deducted. Was stunned is to not understand why. Now finally understand -



Recently, a banking industry inadvertently revealed due to commercial interest generated by human BUG, users have a way to avoid charges in a foreign withdrawals.
ATM withdrawals under the current regulations, off-site withdrawals need to deduct 1% of the withdrawal charge (50 caps), so for business or travel outside of the user, this money into a lot of additional expenses. But now the conflict of commercial interests between banks, so there is a man-BUG can be used.

after the establishment of the CUP,classic ugg boots, each bank's ATM bank card has been identified with each other, allowing withdraw money, and charge 2 yuan per cross-bank fees. But when when the user withdraw money from different places, ATM card can only determine the inter-bank teller,bailey button uggs, can not determine whether the different places, so that the user actually only 2 yuan for interbank fee withheld, to avoid fee of 1% of the off-site.

reason for this phenomenon: commercial banks,ugg boot shop, only the tandem between the gateway data,ugg ultra short, respectively, between the lines so that the card number can be used to determine the user belongs to the bank so that the interbank clearing service fees to each other ; but no other banks commercial banks are willing to share their ATM distribution of information. Even if a bank took note of this situation, do not want more than the other competitors can obtain benefits, and invest in developing their own cost of funding for this database.

Therefore, the current user in the field tend to take the initiative to find the card's issuing bank ATM withdrawals, in order to save 2 yuan for interbank procedures fees,ugg boots uk, actually pick the sesame seeds of a watermelon. The correct way is to take the initiative to look for non-ATM card issuing bank's ATM.