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Old 08-07-2011, 09:56 PM   #561
Antisdill
 
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collectivized investment (G1) A MUfUAL FUND or UNIT TRUST.

ceiling (E3)<br />A peak in economic actJv1ty; the maximum level of production in a BUSINEss CYCLE Or TRADE CYCLE after which there is a downturn in output, employment and prices. The peak is often associated with FULL EMPLOYMENT of the factors of production: shortages of skilled labour and BOTTLENECKs in production bring about a decline from peak activity.<br /><em>See also:</em> crisis; floor

entrepreneur (M1)<br />The fourth FACTOR OF PRODUCTION, after land, labour and capital, which organizes production and undertakes the risk of an enterprise. In JOINT STOCK COMPANIES, the risk bearing is undertaken by the shareholders; in small businesses, usually by the manager-proprietor. The idea of entrepreneurship was introduced into economics by CANTILLON, literally to mean the 'undertaker', i.e. a person who buys at a fixed price and sells at an uncertain price. Subsequently different economists debated alternative definitions, which include riskbearer, organizer of production, innovator and decision-maker in circumstances which give people unequal access to information. New entrepreneurs are often well-educated persons with managerial experience having small firms in areas with wealthy local markets.<br /><em>Reference</em><br />Casson, M.C. (1982) The Entrepreneur: An Economic Theory, Oxford: Robertson. Gilder, G. (1984) The Spirit of Enterprise, New York: Simon & Schuster; Harmondsworth: Viking, Penguin.<br /> Knight, F.H. (1921) Risk, Uncertainty and Profit, Chicago: Chicago University Press.<br /> Schumpeter, J.A. (1934) The Theory of Economic Development, Cambridge, MA: Harvard University Press; London: H. Milford.
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Old 08-07-2011, 10:02 PM   #562
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Old 08-07-2011, 10:22 PM   #563
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<strong>Encryption</strong> – A process by which data is translated into a proprietary code (algorithm) so that it can only be read or altered by an entity that possesses the keys to decipher (decrypt) the code. There are two types of encryption: symmetric (private key) and asymmetric (public key).

spot price/rate (FO, GO)<br />The present price of an asset, currency or commodity for immediate delivery.<br /><em>See also:</em> future; option
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<strong>AGD</strong> – Anticipated Graduation Date, the date a student expects to graduate. May also be referred to as the Expected Graduation Date.

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Old 08-07-2011, 10:47 PM   #564
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<strong>Application Send File</strong> – The CommonLine file type used to send application information to guarantors and/or other entities so that FFEL Program loans may be guaranteed and disbursed.
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debt illusion (HO)<br />Voters' lack of awareness of the cost of public sector expenditure being financed by borrowing rather than taxation. They cannot perceive correctly the present value of future benefits in the public sector because of imperfect information, with the consequence that a larger amount of public expenditure is approved.<br /><em>See also:</em> fiscal illusion; renter illusion
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<strong>Separation date</strong> – Another term for a student' s OSD (out of school date) or LDA (last date of attendance).

index-tracking fund (G2)<br />An investment fund investing in the specific securities which are included in a major STOCK MARKET PRICE INDEX. Although the value of units of the fund rise and fall with the index, the upward trend in these indices gives investors long-term growth.

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Old 08-07-2011, 11:12 PM   #568
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<strong>Less than half time (LTH)</strong> – An enrollment status indicating the student is carrying less than a half-time academic workload, as determined by the school. Students who are less than half time are not eligible to borrow FFEL Program loans.
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Old 08-07-2011, 11:42 PM   #569
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Old 08-09-2011, 02:11 AM   #570
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locomotive effect (04)<br />The expansionary effect of the economic growth of a large country on smaller countries which experience an increase in demand for their exports.
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