3. Like dressing same assertive. If you don't have your own ideas, investment consultation, always fabulously, results to consultant anything could do, delayed the investment opportunity. This is a lot of women PM investment market over-generalization. Why women don't have your own ideas for investment, mainly because of his lack of confidence. So why would you think, to wear clothes so confident? That's because you know for yourself, and you also spend a lot of time in stores in fashion magazines, and, therefore
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Article 30 quarter: the home "NaDangGu" (4)
4. Persevere. The majority of women to finance always don't like beautiful idea, today too lazy to think, tomorrow lazy, time so had been consumption down, achieve nothing. In addition, general women at work is a competent professional women, after work is a mighty wife, mother and the housekeeper, these things done has some overdrew, natural not focus on the need to concentrate doing homework investment and financial management. However, if you put the financing is as important as and fashion, if you even sleep obscure, will also look at play spirit strong financial information. After all, probably, this information will be related to your financial assets tomorrow will increase or shrink. So for a long time, you'll find wealth growth of happiness, then, in the life you won't take it as a task, but as required in life lessons.
Planned domination, wealth is not in vain
Ms. Zhang is an institution accounting, her husband also foreign sales director, they have a daughter. Because her husband long-term work outside the home, so things all fell into the size of ms. Zhang one person. Ms. Zhang five years ago bought a set of commodity house, now must repay 2000 yuan a month loan, plus the basic expenses, family to ms. Zhang about 2,500 yuan a month can balance, 20 thousand yuan are now family savings and the money has many are bank deposits and national debt.
Ms. Zhang how can save so much savings? Secret there? Relevant financial planers discovered, ms. Zhang besides deposit outside, no other value-added means, so I suggest ms. Zhang in no good investment direction (yields less than lending rates) in advance, can choose pay part or all of the deposit of housing loans and converted into higher-yielding proof type national debt or now prices are low back-end fee funds. (note: back-end fee refers to buy fund charges in is not to need to pay, pay only in redemption, and hold only when the longer, until the lower rates for zero.) Still can choose a few returns is good enterprise bonds, for example, recently published in 2003 of the "Shanghai umt construction bonds", deadline 15 years, each year, annual payment coupon 4.51% a, credit rating AAA level, this bond for Shanghai branch by CCB provide joint liability assure, after the application will be issued in Shanghai stock exchange listing. Choose such bonds reason is, considering the bonds even though over a long period of time, but the risk is lesser, apply for listing and liquidity can strong after the same, earnings are higher than savings, Treasury yields. In addition, for the lady zhang foreign currency deposits, the proposal to the bank for signing, foreign currency business, although foreign exchange trading has certain risk, but if more careful about operation of words, you can often gain above 5% annual return is how much more, have no problem in won't do the deal, and can also enjoy certain interest income?
Through the survey of women, for many women, these "vogue" the consumption idea was just an armchair strategist, "pay-as-you-go
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