the new network on January 23, Zhejiang Xinhua Shanghai DP4086 truck owners how he never imagined that there will be legal to drive such a large discount! Two consecutive years, he has no violations, and no accident claims, insurance premiums have been dropped Bonus: No violations for two years, down 10%, two years without accidents, down 20%, 30% overall decline. Zheliang two tons in his pickup truck design, benchmark premium would have to 1,200 yuan, 30% discount after the
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is based on this effect, in the to mobilize the enthusiasm of more law-abiding drivers. (Xie Wei Group)
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Shanghai Insurance Industry Association's comrades, though the illegal traffic law many cases, however, are not included in each of the factors that increase the premium. Factors that affect the premium increase would not affect the special value the lives of drivers, such as running red lights, do not wear seat belts, drunk driving, etc. Once such a record, the premium will increase. And parking violations,
timberland boot company, illegal turns, etc. which is not included, if these cases, the premium is not increased nor decreased.
information platform to establish before the insurance company each vehicle liability insurance rates and terms vary, the platform after the opening of the Shanghai Insurance Association Insurance Regulatory Commission in conjunction with a strong narrow uniform rates, terms and fee, any of a motor vehicle, in any insurance company according to delivering the high risk information, terms, exactly the same treatment, the driver escaped punishment increases the premium space is eliminated.
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the new network on January 23, Zhejiang Xinhua Shanghai DP4086 truck owners did not think of how, there will be legal to drive such a big discount,
green dresses! Two consecutive years, he has no violations, and no accident claims, insurance premiums have been dropped Bonus: No violations for two years, down 10%, two years without accidents,
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the platform with the public security management of real-time traffic police vehicles linked, each one Shanghai motor vehicle law, accident information can be found in the above; strong narrow more than 20 participating insurance companies are also into this platform, you can see any of the vehicles and accident law and effectively avoid the accident, an offense for the incident raised the premium for an insurance company to escape the situation.
order to pay high insurance rates float more open and fair, annual insurance, the insurance company will print out the illegal driver and accident information, and to make the premium based on the above information, or to fall on the Fu this same list, signed by the insured. This process not only for drivers to inform, but also an educational encouragement, because only the traffic not against the law could obtain lower premiums reward.
Traffic Insurance and Accident claims and insurance violations double hook, which is the unique mode of Shanghai. Implementation of 3 years, Shanghai has more than 50% per year because the driver been compliance with the Road Traffic Act lowered the premium discount, the average annual total of 1.2 billion yuan, equivalent to an annual saving for the law-abiding drivers to over 100 million yuan of premiums. Use economic leverage to mobilize the enthusiasm of the role of law-abiding drivers have emerged.
with
Shanghai model for the international peer admiration. Insurance company, president of Mitsui in listening to this introduction,
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With the rapid economic development, the Shanghai motor vehicles has exceeded 2 million with a per capita amount of road area has only 6.7 square meters, other international cities only 1 / 4 and more roads Paul Chang increasing pressure. In order to improve urban traffic management and public awareness of traffic law, the Shanghai Public Security Bureau and Insurance Regulatory Commission in close co-operation in 1 April 2004 onwards the Shanghai Lianhe information platform for motor vehicles, took the lead in the implementation of vehicle liability insurance rates and the insured vehicle traffic violations, insurance claims linked to the accident,
cartier watches mens 无名尸在病院太平间寄存18年, and the implementation of a floating rate premium system designed to control ticket with a policy to manage and improve driver awareness of road traffic law compliance.
EXAMINATION introduced the Secretary of Shanghai Insurance Regulatory Bureau,
party dresses 3岁女童疑误服治精力病药物 天天除睡觉就发愣, over the past 3 years, Shanghai is about 52% lower driver won the award premiums, the most significant 30% reduction, while more than 30% driver for a minor offense while keeping rates unchanged,
high top supra, only 10% of driver violations and accidents due to floating of the premium. He said that although the insurance company in each revenue of 1 billion yuan, 3-year cumulative revenue of 3 million yuan, but rewards the law-abiding drivers in disguise more than 100 million yuan, so that the original intention of the design of this model - Let the offender punished,
in Shanghai Vice Mayor Feng Guoqin view, lies in the smooth flow of urban traffic management, improve traffic management level is dependent on the public awareness of traffic laws, this increase was not born there,
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public security, insurance information Internet, so that Shanghai Traffic Insurance and urban traffic management has improved. Shanghai traffic police department provided the information that, in 2005, Shanghai's traffic accidents, casualties, direct property loss decreased significantly, the safety of law-abiding consciousness of the driver significantly enhanced.
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Hybrid Mode
