When getting prices for insurance,
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This is a sliding scale from 1 to 20, with a car like a 998cc Vauxhall Corsa at the lowest group; insurance group 1, a mini cooper convertible higher at group 9, and pretty much every Ferrari up the top at group 20. Bikes have a very similar system.
There are several things need to be taken into consideration when assigning a group:
1. The price of parts, as if there is an accident, it will affect how much the company needs to pay out to repair your vehicle. Also if a vehicle is difficult to work on, making repair times longer,
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2. The security fitted to the vehicle. More security, less likely to be stolen,
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3. The cost,
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4. Look at a 1 litre car to a 3 litre, obviously the larger engined car would have a more expensive group. Overall acceleration and top speed are also taken into account.
5. Desirability, 2 very similar cars, might have 2 completely different groups if one of them has a history of being more attractive to car thieves.
So before you jump in and buy your car, do some research on the costs of insuring it first, and look at similar cars that might save you hundreds of pounds.
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Hybrid Mode
