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Consumer Advisory Council (L4)<br />A subordinate organization of the US FEDERAL RESERVE Board of Governors established in 1976 to advise the board on the discharge of its duties under the Consumer Credit Protection Act. It has thirty members.
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<strong>Guarantor (or guaranty agency)</strong> – A state or private nonprofit organization that has an agreement with the U.S. Secretary of Education to administer the FFEL Program. The MDHE is Missouri' s state-designated guaranty agency.
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