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soft budget (H6)<br />A budget with a flexible limit. In CENTRALLY PLANNED ECONOMIES, the budgets of many firms were 'soft' because loss-making firms are kept in business by subsidies, tax concessions and credits. merchandise balance of trade (F4)<br />Visible balance of trade. See also: balance of payments above the line (H5, M3)<br />1 A type of expenditure and revenue of a government. For UK budgets from 1947 to 1963, it referred to spending out of current tax revenue.<br />2 A firm's expenditure on direct advertising.<br />3 The items in the summary UK balance of payments which are within the current and capital balances.<br /><em>See also:</em> below the line cash advance no job requirements short-term inelastic supply reflects the lengthy nature of training. vip cash loan cash n go alberta |
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long (F3)<br />A foreign exchange surplus. A foreign exchange dealer is 'in long' when his or her bank has a surplus of a particular currency.<br /><em>See also:</em> short quicken loans arena east garage <strong>PPA</strong> – Program Participation Agreement with the U.S. Department of Education that permits a school to participate in the Title IV federal student financial aid programs. balance of payments (F4)<br />1 Credits and debits in international transactions 2 The record of the transactions between the residents of one country and the rest of the world in a given time period. The balance of payments is divided into a current account which records trade in goods and services and a capital account. In accounting terms the balance of payments always 'balances', as a surplus or deficit has to be offset by loans granted or received, but the balance does not indicate whether there is an equilibrium between a domestic economy and rest of the world demand. A balance of payments may be in deficit in the 'STOCK' sense of a country switching from cash balances into stocks of commodities, or in the 'FLOW' sense of a country spending more than its income, a more serious type of deficit. There have been changes in the presentation of the UK balance of payments accounts. Before 1970, the equation used was visible + invisible balance = current balance + balance of long-term capital = basic balance + balancing item + balance of monetary movements =0. From 1970 to 1980, it was visible + invisible balance = current balance + balance of private and other autono- mous capital flows + balancing item =total currency flow+ allocation of special drawing rights - gold subscription to the IMF + total official financing = 0.After 1980, it has been visible + invisible balance = current balance + total investment and other capital transactions + balancing item + allocation of special drawing rights - gold subscription to the IMF = total official financing + methods of financing =0 The US balance of payments consists of: exports of goods and services + transfer of goods and services under US military grants netimports of goods and services US military grants of goods and services netunilateral transfers (excluding military grants) net US assets abroad net (increase/capital outflow) + foreign assets in the USA net (increase/ capital inflow) + allocations of special drawing rights + balances of the above subaccounts.<br /><em>See also:</em> accounting balance of payments; balance of payments equilibrium; fundamental equilibrium; market balance of payments<br /><em>Reference</em><br />Central Statistical Office (annual) UK Balance of Payments, London: HMSO. <br />Stem, R.M. (1973) The Balance of Payments, London: Macmillan.<br /> Thirlwall, A.P. (1986) Balance of Payments Theory and the United Kingdom Experience, London: Macmillan. quick cash inc mo best payday loan direct lender unsecured personal loans signature loan fast cash on the internet system payday loan yes financial services wells fargo personal loan account |
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Commodity Credit Corporation (Q1) US federal body set up by the AGRICULTURAL ADJUSTMENT ACT 1933 to provide a price support system for US farmers. It lends to farmers who pledge their crops as collateraL Farmers can deliver their crops to the CCC in lieu of repaying the loan and any accumulated interest. These crops can be resold by the CCC if their market price is greater than the 'loan rate', i.e. the price on which the loan was based. distortion (D6)<br />The failure to reach a welfare optimum because the social marginal cost of producing goods is less or more than the social marginal benefit of consuming that good. WELFARE ECONOMICS is much concerned with distortions when analysing taxation and monopoly.<br /> distortionary tax (H2)<br />A biased tax causing inefficiencies. Many specific taxes, e.g. those levied on the products of one industry but not on those of another, can change the post-tax allocation of demand. short term vs long term loans <strong>Disbursement date</strong> – The date loan funds are issued to the school or escrow agent. For a paper check, the disbursement date is the date the check is issued. For an electronic funds transfer via ACH or wire, the disbursement date is the date the funds are transferred from the lender to the school or escrow agent. (Note: under limited circumstances, a lender may also issue funds directly to the borrower.) rapid cash payday loans home savings and loan personal finance payday advance grand rapids michigan cash loans el paso tx immediate cash loan bank account |
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<strong>Permanent resident of the United States</strong> – A person who meets certain requirements of the U.S. Citizenship and Immigration Services (USCIS), a division of the Department of Homeland Security (DHS). (Formerly known as the INS. On March 1, 2003, the INS transitioned into the DHS and was renamed the USCIS.) personal loans cash call <strong>Reallocation</strong> – A change transaction performed when a student' s eligibility changes, requiring an increase (or decrease) in the subsidized portion of a Stafford Loan and a corresponding decrease (or increase) in the unsubsidized portion. Within CommonLine file specifications, reallocations are requested by submitting the CTSF @1-13 and @1-14 transactions. market segmentation (D4, J4)<br />The division of a market into sub-markets separated by barriers. John Stuart MILL described the sub-markets as non-competing groups. DISCRIMINATION has caused many labour markets to be segmented. To increase total revenue firms use PRICE DISCRIMINATION to separate one part of a market from another. make instant cash online payday lender loans fast loan mod payday advance job opportunities can get payday loan unemployment payday loan store locations in chicago |
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conglomerate (M1)<br />A large firm, particularly in the USA, with many subsidiary firms producing unrelated goods and services so as to reduce risk. Famous US conglomerates include ITT, LTV, Litton, Textro and Gulf and Western. Their past growth was based on a simple mathematical truth that if a company with a high PRICE EARNINGS RATIO takes over one with a lower price-earnings ratio, the acquiring company's earnings per share will automatically rise, helping to finance further acquisitions. Their recent growth has been hampered by the opposition of the US Department of Justice and periods of falling stock market prices. International Clearing Union (F3)<br />A set of international institutions proposed by KEYNES at BRETTON WOODS. The ICU was to be the world's banker by setting up a World Bank which would be able to make adjustments of exchange rates, as well as providing a Board for International Investment, a scheme of commodity controls and an International Economic Board. Keynes hoped that this new set of institutions would combat the evils of the TRADE CYCLE. Exchange rate stabilization was to be achieved by fixing each exchange rate in terms of a new international bank money, BANCOR, which would itself be fixed in terms of gold. CENTRAL BANKS WOuld keep their accounts with the ICU to settle outstanding balances at the par value of their currencies expressed in bancor. Ban- cor credit balances, with the approval of central banks in credit, would be used to finance debtor countries. Overdraft facilities would give countries time for adjustment Each country would have a 'quota', i.e. a maximum debit balance, equal to the sum of the country's exports and imports on the average of the three pre-war years. If the quota was exceeded by more than one-quarter, then the country would be entitled to devalue up to 5 per cent without the consent of the ICU If the quota was exceeded by more than one-half, then the ICU would require a stated devaluation, control of outward capital transactions and the surrender of a suitable percentage of gold or other liquid reserve assets. If the quota was exceeded by more than three-quarters, then a country could be declared in default and no longer entitled to draw on its account without the approval of the governing body of the ICU Thus, this proposal was a step towards a world central bank operating in an international currency.<br /><em>See also:</em> International Monetary Fund; World Bank <strong>Borrower</strong> – A person who obtains a loan and must repay it. This term is NOT synonymous with “student.” economic life (M4)<br />The period during which an asset is expected to yield a return. For the purposes of calculating DEPRECIATION, assets are assumed to have a standard life. Houses are given a notional life of 80 years, coal mines 100 years and machines 8, 16 or 25 years. online cash advance offers cash advance loans san antonio texas |
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portfolio selection (GO)<br />The choice of a mixture of financial assets to constitute the holdings of wealth of an individual or an institution. Available information, attitude towards risk and the income aims of the holder of the portfolio will all determine the selection. The resultant portfolio will often be a mixture of risky and safe assets.<br /><em>Reference</em><br />Tobin, J. (1958) 'Liquidity preference as behaviour towards risk', Review of Economic Studies 25: 65 - 86. International Monetary Market (G1)<br />A Chicago-based market established in 1982 for dealing in money futures. fiscal policy (H3)<br />The taxation and expenditure policy of a government. Prior to KEYNES, public finance economists were chiefly interested in TAX INCIDENcE; subsequently, they accorded fiscal policy a more active role, making it a major part of STABILIZATION POLICY in the 1950s and 1960s. The extent to which fiscal policy can be employed depends on what a government can observe of economic behaviour (thus it cannot tax the black economy), on behavioural responses to fiscal changes and on time lags.<br /><em>See also:</em> fine-tuning; fiscal neutrality <strong>Plain Language Disclosure statement</strong> – Document providing FFEL Program terms and other information in “plain language” (instead of jargon). cash n go hanford guaranteed cash advance now cash now advance sparta tn |
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