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shortage economy (P4)<br />An economy characterized by EXCEss DEMAND for many goods and services for substantial periods of time. This often happens because prices of basic necessities are kept below their market clearing levels for welfare reasons. In a CENTRALLY PLANNED ECONOMY, there is a tendency to adhere to the same set of prices for many years, not raising them as demand rises. Also, if the prices set by a government reflect its priorities and not those of consumers excess demand can easily develop.<br /><em>See also:</em> Soviet-type economy

hold-out (J3)<br />The time period between the expiry of an old labour contract and the signing of a new contract. During this period work continues under the old contract but a union may adopt a work-to-rule to strengthen its bargaining position. There are often hold-outs in US collective bargaining.

<strong>Voluntary Flexible Agreement (VFA)</strong> – Individually negotiated contract between a FFEL Program guarantor and the U.S. Department of Education. On October 7, 1998, President Clinton signed the Higher Education Amendments of 1998 (P.L. 105-244), authorizing the Department of Education to enter into no more than 6 VFAs. A VFA may modify the guarantor provisions under sections 428 (b) and (c) of the Higher Education Act, such as the issuance of insurance on FFEL Program loans, defined default aversion activities, collection activities on defaulted loans, guarantor revenue and funding models, and other requirements. For more information on VFAs, see Volume 64, No. 144 of the Federal Register, published July 28, 1999.
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<strong>Need analysis</strong> – A standardized assessment of the ability of a student and family to contribute toward educational expenses. The need analysis formula currently used when students complete the FAFSA is referred to as Federal Methodology.
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<strong>Financial Assistance and Outreach Group</strong> – The division within the MDHE that administers Missouri' s state aid programs, such as the Charles Gallagher Student Financial Assistance Program.
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<strong>Sallie Mae</strong> – A for-profit FFEL Program secondary market and servicer that originates, disburses, services, and purchases FFEL Program loans.
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anchor tenant (RO)<br />The leading commercial tenant of an office block which influences its design and has its logo on the fat;ade in return for leasing a large portion of the building, thereby making the return on the property developer's investment more secure. Sometimes the anchor tenant is given a marketable share in the equity of the building.

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<strong>NSLDS</strong> – National Student Loan Data System, a database comprised of information from guarantors, schools, lenders, and the U.S. Department of Education that contains data on Title IV student financial aid received by students. Title IV aid participants, such as schools, lenders, and guarantors, are required to provide data to the NSLDS.
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<strong>NCLB</strong> – No Child Left Behind Act of 2001.
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<strong>DCL</strong> – Dear Colleague Letter, a communication from the U.S. Department of Education that explains, clarifies, or provides guidance regarding federal regulations and statutes.
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Marshallian long period (D2)<br />A period of several years in which normal prices are established, the FAcroRs oF PRODUCflON are adjusted to demand and the supply of these factors is changed - a stationary state similar to that assumed in RICARDO's theory of value. MARSHALL distinguished it from the period of secular change in which there is a 'gradual growth of knowledge, of population, and of capital, and the changing conditions of demand and supply from one generation to another'.<br /><em>Reference</em><br />Marshall, A. (1920) Principles of Economics. An Introductory Volume, 8th edn, Book 5, ch. 5, London: Macmillan.
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<strong>Loan maintenance</strong> – Term used to describe change transactions, such as disbursement cancels, disbursement date changes, etc.

Arrow, Kenneth Joseph, 1921- (B3)<br />US economist, educated at City College, New York, and Columbia University; professor at Stanford University from 1953 to 1968, and from 1979, with an interlude at Harvard from 1968 to 1979. His study of social choice led him to formulate the IMPOSSIBILI1Y THEOREM, his most famous contribution to economics. Also, he and DEBREU proved in an Econometrica article of 1954 that a multimarket equilibrium under perfect competition required the existence of forward markets for all goods and services. His work on risk aversion and on growth theory (particularly LEARNING-BY-DOING) is also notable. In 1972, he shared the NOBEL PRIZE FOR ECONOMICS with HICKS. The range of his contribution to economic theory and his interest in the functioning of a GENERAL EQUILIBRIUM system are evident in his Collected Papers. He shows how he developed the ideas in Hicks's Value and Capital to explain what it means to be better off. His analysis of VOTING PROCEDURES advanced the study of social choice. Also, he has written much on the economics of information.<br /><em>See also:</em> social choice theory <br /><em>Reference</em><br />Leading works include the following: Arrow, K.J. (1966) Social Choice and Individual Values, New York: Wiley.<br /> - (1984-5) Collected Papers of Kenneth J Arrow, Vols 1-V, Oxford: Basil Blackwell.<br /> Arrow, K.J. and Hahm, F. (1971) General Competitive Analysis, San Francisco: Holden-Day; Edinburgh: Oliver & Boyd. Feiwel, G.R. (ed.) (1987) Arrow and the Ascent of Modern Economic Theory, Basingstoke and London: Macmillan.
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<strong>Limitation</strong> – The continuation of a school' s eligibility to participate in the guarantor' s programs, subject to compliance with special conditions or restrictions established by the U.S. Department of Education or by the guarantor.

advance corporation tax (H2)<br />An interim settlement of UK corporation tax. If a company makes a qualifying distribution of earnings, e.g. by distributing a dividend, during its accounting period, it pays a proportion of the amount of the dividend as an advanced payment of tax which will later be deducted from its tax liability for that period. The proportion levied varies from year to year but has often been about 30 per cent.

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