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high-powered money (E5, G2) Currency, bankers' balances at a CENTRAL BANK and other eligible reserve assets of deposit banks. An increase in the supply of this money permits a multiple expansion of bank deposits because of the operation of the MONEY MULTIPLIER, e.g. a central bank in an open market operation buys bonds from the public thereby increasing the amount of cash available to banks. See also: fractional reserve banking

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law of value (DO, P1) The mechanism in a CAPITALIST SOCIETY for distributing total LABOUR POWER between branches of production via the prices of products. A consequence of the law is that the pattern of investment is determined according to the deviation of specific rates of profit from the average rate of profit.
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Automated Clearinghouse (ACH) – An overnight method of transferring funds electronically via the Federal Reserve.

static gains from trade (F1) The immediate benefits to a country and to factors of production of engaging in international trade. The gains include an improved TRADE BALANCE and higher profits through more specialization. See also: dynamic gains from trade
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DESE – Department of Elementary and Secondary Education, the Missouri state agency overseeing the state' s elementary and secondary public school systems as well as the A+ Program.

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the major decisions are made distinguishes one country's system sharply from another. In Japan, the enterprise level is very important; in Germany, the industrial level. In the USA, the parties produce a legally enforceable contract; in the UK, a framework for individual employment contracts. Collective bargaining makes possible the collective provision of workplace 'public goods', e.g. safety, conditions, lighting, heating, speed of the production line, grievance procedures, pension plans. It permits the individual to express his or her own preferences without the danger of being sacked. Also it helps to change the social relations of the workplace, bridging the gap between labour and capital, by making possible the enforcement of labour contracts. See also: exit-voice Reference Bean, R. (1985) Comparative Industrial Relations: an Introduction to Cross-national Perspectives, London: Croom Helm. Clegg, H.A. (1976) Trade Unionism under Collective Bargaining. A Theory Based on Comparisons of Six Countries, Oxford: Basil Blackwell. Coddington, A. (1968) Theories of the Bargaining Process, London: Allen & Unwin. Kochan, T.A. (1980) Collective Bargaining and Industrial Relations, Homewood, IL: Irwin. - (1986) The Transformation of American Industrial Relations, New York: Basic Books. Sisson, K. (1987) The Management of Collective Bargaining. An International Comparison, Oxford: Basil Blackwell.
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INS – The U.S. Immigration and Naturalization Service. On March 1, 2003, the INS transitioned into the Department of Home Security (DHS) and was renamed the U.S. Citizenship and Immigration Services (USCIS).
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asymmetric information (DO, Ll) Information possessed by one side of a market only. If, for example, buyers but not sellers have relevant information, they will be at an advantage. In labour markets, employers usually know more about the present and future financial state of their firms than trade unions and thereby have a bargaining advantage in wage negotiations. This view of information has also been incorporated into models of industrial organization and of the valuation of PUBLIC GOODS. See also: lemons market
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minimum reserve requirements (F3) A form of exchange control that aims to reduce the impact on domestic liquidity of a foreign currency inflow.
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recession (E3) 1 A phase of the business cycle which succeeds a boom and precedes a trough. 2 A six-month fall in GROSS DOMESTIC PRODUCT according to the NATIONAL BUREAU OF ECONOMIC RESEARCH of Washington, DC.

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A share (G1, G2) 1 A Chinese stock market share payable in the Chinese currency, the renminbi. 2 Usually a non-voting share of the equity capital of a UK company. These shares have been created to enable the founders of a company to retain controL A shares trade at lower prices than B shares as they are useless to other companies attempting to gain control of the company. Gradually these shares have been accorded voting rights as the London Stock Exchange regards them as unfair.

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Cohort Default Rate (CDR) – As defined within 34 CFR 668.181 – 668.198 (subpart M), the percentage of Stafford Loan borrowers who default before the end of the fiscal year following the fiscal year in which they entered repayment on their loans. The U.S. Department of Education calculates this rate annually for each school participating in the federal student loan programs. The most recent period for which final CDRs have been published is 2004. Schools may also obtain their draft CDR for 2005.
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ISIR – Institutional Student Information Record, the electronic output record provided to the school by the CPS that includes information provided by the student on the FAFSA. The ISIR contains the student' s EFC and the results of federal database matches.

Bursar, or Business Office – The institutional office that is responsible for the billing and collection of school charges.
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diminishing returns law (D2) The decline in output which occurs as successive units of a variable factor of production are applied to a fixed factor. The most familiar example was the application of increasing amounts of labour to a fixed amount of land with the consequence that the MARGINAL PRODUCT of labour declined. This view of agricultural production was central to much of CLASSICAL ECONOMICS, including RICARDO'S model of the economy. The US economist Henry Charles Carey (1793-1879) was one of the few economic writers of the nineteenth century to argue that in a developing economy cultivation can proceed from the least to the most fertile land bringing about increasing returns. See also: returns to scale Reference Carey, H.C. (1848) The Past, The Present and The Future, Philadelphia: Carey & Hart.

bulldog issue (G1) A long-term sterling bond issue, mostly purchased by UK INSTITUTIONAL INVESTORS.
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Lipsey, Richard George, 1928- (B3) Canadian economist educated at the University of British Columbia, Toronto, and the London School of Economics, where he was later lecturer and professor from 1955 to 1964. He was professor at Es###### University from 1964 to 1970 and subsequently at Queen's University in Kingston, Ontario, from 1970 to 1985. He is famous to hundreds of thousands of students in the Western world for his textbooks: An Introduction to Positive Economics, first published in 1963, which is, as its name suggests, strongly empirical in tone and hence has been frequently revised; and Economics, which was first published in 1966 in the USA. He first made his mark as an economist with his joint article with Lancaster, 'The general theory of the second best' (Review of Economic Studies June 1956), which made a major contribution to welfare economics. Subsequently, in a series of articles on inflation, he provided the microeconomic explanations for the PHILLIPS cuRVE. His numerous other works include articles on CUSTOMS UNIONS, LOCATION THEORY and monetary theory. Reference Lipsey, R.G. (1991) The Collected Essays of Richard G Lipsey, 3 vols, Aldershot: Edward Elgar.
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GEAR UP – Gaining Early Awareness and Readiness for Undergraduate Programs. The MDHE administered a GEAR UP program in Missouri until September 2007.

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abstract labour (JO) Labour which is abstracted from expenditures of human labour power. MARX regarded abstract labour as the creator of exchange values. See also: concrete labour
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SF – Within CommonLine file specifications, loan type code used to indicate a subsidized Federal Stafford Loan.

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NCAA – National Collegiate Athletic Association.
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MASFAP – Missouri Association of Student Financial Aid Personnel. May be found on the world wide web at www.masfap.org.

Mexican peso crisis (F3) The devaluation of the peso in December 1994 and its aftermath in 1995. Dramatic political events, including an armed insurrection, the killing of leading politicians, terrorism and the kidnapping of leading businessmen preceded a speculative attack on the currency and subsequent financial crisis. Mexico's fixed exchange rate regime made its currency vulnerable.
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Scholarship – Financial assistance that is usually based on merit or ability and that does not have to be repaid.

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Last Date of Attendance (LDA) – The last day the student was physically present in class, as confirmed by the student' s attendance records. An LDA may also be referred to as an out of school date (OSD) or, if the student completed the program of study, the actual graduation date.
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churning (G1) 1 Cancelling an existing insurance policy and purchasing a new one as a replacement. 2 Frequent changes in a portfolio of securities. Commission-hungry life insurance agents and stockbrokers often propose a rapid turnover of this kind.

European Communities (FO) The three organizations consisting of the European Coal and Steel Community, established in 1952, the EUROPEAN ECONOMIC coMMUNITY, established in 1958, and the European Atomic Energy Community, also established in 1958. The original member states of each of the three communities were France, West Germany, Italy, Belgium, the Netherlands and Luxemburg. In 1967 the original institutional structures of the three communities were merged to create the common executive, judicial and legislative institutions of the EUROPEAN COMMUNITY.
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SF – Within CommonLine file specifications, loan type code used to indicate a subsidized Federal Stafford Loan.

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gross national product= personal consumption expenditures + gross private domestic investment + net exports of goods and services + government purchases & Further tables present disaggregated statistics of the principal components. See also: European System of Accounts; national income; System of National Accounts Reference Eisner, R. (1988) 'Extended accounts for national income and product', Journal of Economic Literature 26 (December): 1611-84. Foss, M.F. (1983) The US National Income and Product Accounts. NBER Studies in Income and Wealth, Vol. 47, Chicago: University of Chicago Press. US Bureau of Economic Analysis, The National Income and Product Accounts of the United States, 1929-82. Survey of Current Business, July issues.
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Title IV – The section of the Higher Education Act of 1965, as amended, that authorizes federal student loan, work, and grant programs.
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mortgage strip (G2) The division of a mortgage into an interest-only part and a principal-only part to increase its marketability and to dispose of the assets of a THRIFT or other financial institution.

antagonistic growth (04) 1 Tensions, often of a social nature, in the growth process because of the trade-offs between growth, stability and equity. 2 The deliberate creation of disequilibria to bring about new economic activities, e.g. an infrastructure deficiency which stimulates the growth of a transport industry.

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profit maximization (L2) A possible goal for a firm implemented by setting prices SO that MARGINAL REVENUE equals MARGINAL COST. When, at the margin, revenue is greater than cost, total profits could be increased by further output; when costs are greater than revenue, total profits decline. In the diagram the total profits curve is plotted by calculating the vertical distances between the total costs and total revenue curves. Up to output OM total profits are increasing as marginal revenue is greater than marginal cost; after output OM marginal cost is greater than marginal revenue and so total profits decline. At OM, where total profits are at a maximum, marginal revenue is equal to marginal cost. Traditionally regarded as the central aim of the capitalist firm. & Total costs See also: managerial models of the firm

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Cowles Commission (B2, CO) US econometric research centre founded in Colorado Springs in 1932 and then moving to Chicago University in 1939 to avoid the Colorado state income tax which affected its publisher benefactor. It was noted in its early days for the distinctive econometric methodology of HAAVELMo and his followers which concentrated on the problems of simultaneity, identification and estimation. See also: econometrics Reference Haavelmo, T. (1944) 'The probability approach in econometrics', Econometrica (Supplement) 12: 1-115. Hildreth, C. (1986) The Cowles Commission in Chicago, 1935-55, Berlin: Springer Verlag.

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P – Type of Dear Colleague Letter providing information about Pell Grants.

Enterprise – The MDHE' s system for guaranteeing and servicing loans. Enterprise is owned and developed by American Student Assistance (ASA), the MDHE' s servicer. Also referred to as MODEL Enterprise.

Lassalle's law of wages (13) The view of the socialist Ferdinand Lassalle (1825-64) that wages under capitalism would tend to fluctuate around the subsistence level providing bare physiological existence. He proposed that the state shouJd give capital to workers to enable them to found producers' co-operatives.

Quesnay, Fran ois, 1694-1774 (B3) French physician-cum-economist who founded the PHYS!OCRATIC school of economics, the first French school of economics. His position as a court physician to Louis XV made him an influential person, but it was not until his sixties that he wrote on economics. He did so in Encyclopedie articles on 'Fermiers' (1756) and 'Grains' (1757) and in subsequent articles on 'Hommes' and 'Impot'. But his Tableau Economique (first edition 1758), showing the CIRCULAR FLOW between landlords, farmers and manufacturers, anticipated ?N. PUT OUTPUT ANALYSIS and was to be much admired by Adam SMITH and MARX. Quesnay made economics a major talking point of the day: the salons were fascinated by 'les zigzags', their nickname for the Tableau. Reference Barna, T. (1975) 'Quesnay's Tableau in modern guise', Economic Journal 85: 485-96.
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Limitation – The continuation of a school' s eligibility to participate in the guarantor' s programs, subject to compliance with special conditions or restrictions established by the U.S. Department of Education or by the guarantor.

Norris-La Guardia Act 1932 (J5) US federal statute that gave us LABOR UNIONS substantial relief from judicial interference. Under section 3 of the Act, YELLOW DOG CONTRACTS were made unenforceable; under section 5 courts were prohibited from granting injunctions on the grounds of unlawful combination or conspiracy. Similar Acts were passed by several US states. See also: Wagner Act 1935; Taft-Hartley Act 1947
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OERI – Office of Educational Research and Improvement, a division of the U.S. Department of Education. The Education Sciences Reform Act of 2002 renamed this office the Institute of Education Sciences (IES).

retrophobia (J2) Fear of going back to work and coping with the changes, including recently installed technology, which have occurred during one's absence. This problem particularly affiicts women after a mid-career break. returns to scale (D2) The change in output resulting from an increase in the quantities of factor inputs employed. Returns to scale can be shown by their effect on long-run average costs (LRAC). They can be increasing (output growing faster than inputs), constant (inputs and output increasing at the same rate) or decreasing (output growing at a slower rate than inputs). The returns which are most characteristic of a particular economy will determine whether it is growing, stationary or in decline. Central to CLAssiCAL ECONOMICS was the assertion that there are diminishing returns to land. Allyn YOUNG, SRAFFA and Joan ROBINSON in their postMarshallian study of the firm examined the implications of increasing returns. Reference Young, A. (1928) 'Increasing returns and economic progress', Economic Journal 38: 527-42.

managed floating system (F3) The post BRETTON wooDs exchange rate regime in which the extent to which exchange rates could freely move to establish their market values was limited by the intervention of CENTRAL BANKS. See also: dirty float

FDLP – The William D. Ford Federal Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program.
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put price (G1) The price at which a PUT OPTION is sold. Also known as an exercise price and strike price.
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FT – Full Time, an enrollment status indicating the student is carrying a full academic workload as determined by the school.

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Loan period – The period of time for which the loan is certified. The loan period generally equals an academic year or term.

maple leaf (E5) Canadian gold coin weighing one troy ounce (31.1 g).

council tax (H2) UK local property tax introduced in 1991 as a replacement of the coMMUNITY CHARGE. Poorest households are exempted from it; other households are assessed on the assumption that two adults live in the household (a single person would have a rebate of 25 per cent). The value of each property is placed within one of seven bands, which are defined differently for England, Scotland and Wales.
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Custom Reports – A reporting feature within MODEL Direct allowing reports to be created on demand with customized filter criteria and with real-time data.
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Online MDHE: A resource for financial aid officers – a guide for getting the most out of the MDHE' s Web tools and resources. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml.

CommonLine (CL) – The FFEL Program industry' s standards by which loan and borrower information is electronically gathered, stored, and transmitted via a flat file. CommonLine file specifications are agreed to by the industry' s Electronic Standards Committee (ESC) and may be retrieved from the NCHELP website at www.nchelp.org.
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Aggregate loan limit – The borrower' s maximum allowable unpaid principal amount throughout the student' s academic career. Capitalized interest or any collection costs that may have been added to the principal balance are not included in the borrower' s aggregate loan limit.

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kerb market (G1) The unofficial trading of a stock market outside the building after the exchange has closed for the day. See also: after-hours dealing
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，使徒行传二章四十一节、四十六至四十七节，五章四十二节，十六章十五节、三十三至三十四节，马太福音十八章二十节，使徒行传十二章十二节。
　　本篇资讯的标题是‘带领初信者家中聚会’，这辞句很浅显、一般，然而二千年来，主的召会在地上却忽略了 ‘家中聚会’。个别基督教都只留神到礼拜堂作礼拜。我们中间改了说法，把‘礼拜堂’改成‘会所’，把‘作礼拜’改成‘聚会’，变成到会所去聚会。严厉的说，这是换汤不换药，仍然疏忽了信徒在家中的聚会，而注意到会所去聚会。这是分歧乎圣经的。现在我们注意到这件事，因为主在约翰十五章十六节很清晰的说，‘我拣选了你们，并且立了你们，要你们前去，并要你们结果子，且要你们的果子常存。’主拜托我们两件事：第一，要前去结果子；第二，要我们的果子常存。
　　关于主的交付进一步的弥补
　　主是真葡萄树
　　主在约翰福音的话很浅易，却是奥秘的；特殊十五章‘葡萄树’的说法无比浅显，但里面那个性命的神秘却很深邃。他说，他是‘真葡萄树’。宇宙间有良多葡萄树，然而真正的、切实的、有永存价值的只有一棵，就是主耶稣本人。他是不平常的一位，不仅是人，也是神。说他是神也太简略了；其中所含示的，就是他是三一神的详细化身。说是详细化身，由于他成了有形有体的一个人，有人的身材，是十分的具体。他是三一神的具体化身，有神性，也有人道。神、人二性协调在他这一个人里面，所以他乃是神而人者。这样的一位在宇宙间，就是那棵真葡萄树。
　　我们是枝子
　　至于我们，不仅是信徒，不仅是得救的人，不仅是主的门徒，更是主这棵真葡萄树上的枝子。这是不得了的关联，指明我们和他乃是生命联结的关系，在生命里相调、联络、联合为一；不仅是同生命，还是同生活。正如葡萄树的树干、树枝同有一个生命，并且同过一个生活；不能树干是一套生活，树枝是另一套生活。树干、树枝就是一套生活，而这一套生活乃是它们里面那统一个生命发自内里的流露。这个吐露的实际彰显就是结果子。
　　我们已经看见，葡萄树枝子的天命、定命，就是为着结果子；如果葡萄树的枝子不结果子，就百无一用，连作燃料都不能。葡萄树的枝子只为着一件事，就是结累累下垂的果子。当我年幼时，住家大院子里就是一个葡萄园，年年要搭起棚架来，为着让葡萄树能舒展结果。当葡萄果子丰产的时候,mbt shoes seattle，棚架上到处一枝又一枝，都是好几串累累下垂的葡萄，什是俏丽。这幅丹青刻画出：你我得救的人，都是主这葡萄树上的一个枝子，目标就是为着结出丰富累累的漂亮果子。
　　感谢主，你蒙主恻隐，信主得救，非常喜乐，也经常聚会。你能唱‘有福的确据，基督属我’，这实在很好。但是主耶稣要反诘你：你身上挂着多少葡萄？我们看看自己，可能有的身上有十个、八个葡萄，前后各有两、三个，左右各有一、两个，这个看起来美不美？还有的人就是挂了一个,discount mbt shoes online store 意甲-炫足球-CCTV.com第一体育-CCTV5-视频-直播-AC；还有更不好的，就是光杆儿枝子，一个果子都没有。这是我们的光景。如果你是照管葡萄园的，看看你的葡萄树是这样，会怎么处理这个葡萄园？当然就不要它了。今天我们替主看看我们的召会：这是主的葡萄园，是否累累下垂？如果没有可垂的，我们在主手中将如何？当然，可能有的人能说，‘我身上挂了二十八个葡萄。’数位很大，但不好听，因为没有人数葡萄是论‘个’，都是论‘串’，一串又一串，累累下垂。我们身上的光景是否如此？
　　基督教的昌盛与衰微
　　已过三年半，我收集了许多关乎英、美基督教的统计资料。很希罕，这些资料一致指出，从第二次世界大战结束，经过四分之一世纪，到一九七○年代，英、美的基督教，特别是大公会，人数都急遽降低，并且不是三万、五万的下降，而是三十万、二十万的降落。所以这变作他们要研究的一个题目，也成为研究基督教的一门学识。同时，统计数位也指出，二次大战后，世界各大批教中，最繁华的是回教，迄四年前人数已经翻了五倍。
　　从历史来看，前几世纪基督教大大扩展的原因，与帝国主义有关。帝国主义去侵犯弱小民族，强迫他们开放。基督教也沾了光，跟着帝国主义的压迫，到各弱小民族传福音。比喻在中国，有时西教士甚至比天子都高。但是在二次世界大战将停止时，美国总统罗斯福提议，废止所有的不同等公约。因为美国的影响力，所以各国都接受了。这一来，许多国家就丧失了殖民地。英国本来号称‘日不落国’，但是罗斯福的提议使她简直丧失所有的殖民地，最后一个就是香港。结果，连印度都不要英国传道人去，各弱小国度也都关起门来，成为自治国，宗教自主，不要基督教的传教士。所以各大公会的国外布道场就逐一丧失了。
　　在英、美本国之内，基督教传福音的见证又太差。我在美国已经住了二十六年，察看到美国的基督教只有衰微，一点没有扩大。既然衰微无奈防止，就谈不到发展。固然也有多少个福音大汉崛起，却仍无法抢救这种衰颓的光景。
　　到底基督教落下的起因何在？大约一、两个月前，美国各至公会的重要人物齐聚一堂，讨论如何在主后二千年时能福音化世界。最后他们得到一个论断：这个提议异常好，所有的基督徒都批准、接收；但是不人力（manp ower）。我看到这个新闻，感到真是天大的笑话。今天美国的基督教，单单南浸信会就有一千多万信徒，全部更正教有将近六千万信徒，天主教的人数也超过五千万。美国人口约有二亿二千万，基督徒正好占一半。基督教有这么多的基督徒，探讨要怎么福音化全世界，结论居然是没有人力，这不是笑话么？这么多人都去那里了？他们不是去作坏事，都是去作好事，就是去作星期，一年五十二周，周周如斯。
　　主恢复停顿的光景
　　台湾是我在海外开始主恢复工作的发祥地。台北一会所是我监造的，连那个图样都是我设计的。一九四八年八月一日，我在那里正式开工，至今整整三十八年多。三年半前我回去，看到聚会人数的统计，真是难以相信。一九六一年我离开台湾到美国，台北召会的人数有二万多，常常活动、聚会的约有四分之一。二十三年后我回去，人数掉到一万多。我问弟兄们怎么回事。首先他们说，死的人不少。接著有人说，很多人出国了，最多的是学生。另有人说，有的人搬家，失去联络，找不到了。但我对他们说，不要再找理由宽恕自己了。千说万说，人数下降的理由只有一个，就是不结果子。
　　美国旧金山是我最早来动工的地方之一。一九五八年，我途经那里，有弟兄们来恳求我设立长老。那时他们常常聚会的有二十多人，我召聚特会时来了五、六十人。经过三十年，今天旧金山连华人带白人，或许有二百人。虽然有繁增，但加得很慢。我不是求全斥责，乃是检查原因。这实在是因为结果子不行。
　　台湾的弟兄们告知我，我出国之后，这二十几年中，他们浸了许多人，每年都带几百人得救，有时还超过一千。我问他们，这些人现在都在那里？大部门因着没有照管，就都夭折了。这就是我们的二个弱点：第一，结果子不多；第二，即使结了果子，也不常存。
　　违背主的定律
　　我们有这两个弱点，原因就是我们违反了主的定律。主明白的说，他要我们前去，并要我们的果子常存。但是我们犯了大错，不是前去，反而请人来。我开释了前一篇资讯之后，有一位元圣徒就见证，他们曾经有福音爱筵，每一家的姊妹都作好几道菜，预备得很丰富，弟兄们就出去发请柬邀请人。请到末了只来了两个人。另有一位弟兄见证，他来美国求学，也发烧心，准备爱筵邀请人，结果没有人来，只好请一个醉汉来吃。所以如此，就是因为我们违反了主的路。
　　主说我们要‘去’，这在四福音末了是个大字。在马太福音末了主说，‘天上地上所有的权柄，都赏给我了。所以你们要去，使万民作我的门徒。’（二八18~19）凭着主所得着的权柄，我们要去。在马可福音末了主也说，‘你们往普天下去，向所有受造之物传扬福音。’（十六15）我们却违反了主的律，不是前去，反而请人来，勉能人来，费了九牛二虎之力把人拖来。这是我们的第一个过错。
　　去请人来也并非相对没有人来。已过我在台北那里，邀请人就来了不少，结果也把人浸了。曾经有一次，一天就浸了七百人。可是浸的人许多，留下来的不多。浸了一百人，可能留下三、五十个。以后逐渐一个个都夭折，末了不一定留下五个。这个原因在于孩子生下来，却没有人照顾。他可能不会立刻死掉，但是过一段时间一定夭折。生下孩子，如果要孩子常存，就必须有长期的照顾。不去照顾乃是违反定律。这是我们的第二个毛病。
　　一九八四年我看到，无论是东方、西方的情形，无论美国、欧洲的光景，到处都是人数不加。即使有繁增，速度也非常迟缓。主恢复中这种停顿的光景，不仅一处如此，乃是处处如此。一九八四年,mbt nama grey，寰球六大洲有将近八百处的召会，但是人数却不增。换句话说，就是没有结果子。那个原因就在于我们没有‘前去’。
　　我研究后发现，圣经启发的路都是要我们‘去’。主耶稣传福音，乃是从天上来。就他来说，他也是‘去’到我们这里。他在地上渎职传福音，也是去，从加利利去犹太地，再从犹太地去加利利。他亲身去访问撒该的家，又去等待那个撒玛利亚妇人。他是带着福音而去。以后主派遣七十个徒弟出去，要他们去访问一个一个的家，从其中找出平安之子。这是圣经的原则：‘去’传福音，带着福音‘前去’。
　　一条有效率的路
　　已过一年半的全时光练习，大略有六至八百位受训学生。因着他们的辅助，我们就有很多阅历，研讨出法则。我们发明，有好些人，若是不去家中拜访他们，就毫不会信主。其中不少是大学教学，年纪大概五、六十岁。这些人即便抬着花轿到家门邀请，他们都不会来的。然而咱们一去，就有果效了。这就是从一个一个家中找出安全之子的路，是一条很有效力的路。
　　半年前在安那翰的夏季训练，有一千五百多人参加。我们定规训练期间，晚上没有聚会，乃由受训者编组成队，出外叩访。结果十天里叩得三千七百多人受浸，其中百份之六十是说西班牙语，来自墨西哥的天主教徒。这消息可能传到天主教确当局，所以在去年的九、十月间，他们有三百位主教凑集开会，要敷衍这个局势。会中有人说，如果他们再不实行叩门，恐怕人数会损失一半，都被叩走了。他们的主席也说了一句非常有意思的结语：一个人除非出去叩门，否则就还没有把自己完全献给福音。这句话虽然不是我们说的，但那个准则很合乎我们的实行。
　　在那次十天的出外叩门之后，我们有一次全美国长老聚会。大家都否认，这个作法使众人非常有享受。我从前没有想过，但根据聚会的交通，我就说，这犹如以色列人过节一样；今后我们应当实行这种节期叩门。结果各地都回应了。到了玄月，圣盖博谷召会就有节期叩门，许多人都得了振兴。但是我也担忧，恐怕这个中兴的火就是烧一阵子，不多久就回到冰箱冷却了，并且比从前更冷。所以过节诚然好，我却希望你们过畸形的生活。
　　半年前受浸的三千七百多人，当前经过他们又浸了八百多人，加起来是四千六百多人，由七十多位从台湾受过第二、三期全时间训练的圣徒来照顾。孩子生了就要养，不养就都夭折了。经过这些圣徒的尽力，今天存留下来的约有一千五百人，其中一半一个月也许聚一、两次会，光景并不是很好，另一半情形非常好，每周起码一次家聚会。这七百多人是最好的收获；因着他们，就有几处的处所召会树立起来，或者加到原有的召会里。
　　圣盖博谷召会的节期叩门，也叩得一千多人。南加州的华语圣徒，有些曾去台北参加训练，也负责周周去喂养、照顾，结果留下来的有二百多位。因着他们，就建立了蒙特利公园市召会和圣盖博谷市召会。所以仅仅半年多，在南加州就有将近一千位好的果子，几乎即是南加州众召会的总人数。也就是说，不到一年，这里的召会就繁增了一倍之多。已过十四年，我们在这里不要说一倍，连一成的繁增也没有。这次仅仅应用两个节期叩门，期间遭受冷风冷雨，还有各种消极的情形、背面的光景，结果还有一千人留下。这就证明，这着实是最有果效的路。这条路是从登门访问而来，是最佳传福音的办法。这个实践太准确了！
　　不只圣经这样说，按逻辑也是这样。我们去请人，人不来；那么我们去拜访，他总不好意思拒绝；就是拒绝开门，我们还是能向他说几句话。可能台湾的门比拟好叩；根据训练的统计，去叩十个门，最多三个不开门。有时人把门一开，我们就笑逐颜开的把脚踏进去。再坐下一谈，人生的奥秘一拿出来，不到十分钟，他就呼求主名了；再五分钟，就受浸了。根据统计，每二十户至少有一个受浸的。已过一年半，我们在台北总共叩了七十五万户的门，叩得四万人受浸。有的门什至叩三、四次。我听到一个确切的见证，就是会所邻近有一个住家，受训者去叩的时候，家主说，‘这是你们第五次来叩我的门。我很信服你们的精力，所以我决议要受浸，你们不必劝我了。我若不受浸，你们还会再来第六次。’他很熟习我们的光景，连谁是参加两周训练，谁是参加四十天训练的，他都认得。可能你认为他不过是不好意思拒绝，所以才受浸，大概不是真的得救。但是主的话告诉我们，我们没有权力辨别虚实（参太十三24~30、37~43）；反而人若好好求告主名，好好认罪、悔改，也乐意受浸，我们就该奉主的名给他施浸（参徒八36~38）。
　　所以这个定律我们研究出来了，也演绎出明白的材料，就是每二十户里面，就会有一个平安之子。所以你出去叩门，到一栋大楼去挨门访问，只要有二十户人家，定规能叩得一个人受浸。
　　如果叩门吃闭门羹，人家给你神色，你也不要在意。反而你要欢欢乐喜的对他说，‘我们还会再来。’叩门反正不犯罪；就是人去找警察来，也不会捉你。你一再去麻烦，最后他可能就‘投降’，接受你所传的，成了平安之子。这实在是最上好的一条路，难怪圣经把带人得救比作打鱼。如果你打鱼不是去撒网，反而预备一大堆鱼饵请鱼跳上来，那是最愚昧的作法。我们对比主的话，再回忆从前的实行，确实太愚昧了。主明明说，我们这些传福音的人是打鱼的人，是‘得人的渔夫’（太四19）。既然要打鱼，我们就该前去鱼池钓，不该那么愚蠢的请鱼自己跳上来。
　　最有好处的一条路
　　叩门使人得着福音的好处，最显明的带给人喜乐平安（路十5~6）。叩门就是去作得人的渔夫，得着好多的鱼，大鱼小鱼、好鱼坏鱼多得很。不必说医生、教授，什至刚偷东西回家的，也被我们叩得了。还有的人要自残，凑巧我们去叩门，带他得救。有的夫妻正吵得厉害，筹备要分居，突然我们去叩门，就把他们复合了。诸如此类的见证相称多。如果把那四万人怎么叩得受浸的见证都写出来，一定很感动听,mbt website。所以按人之常情来说，叩门对人群社会的助益也很大。
　　叩门具体实行的步骤
　　叩门不是容易为之的事。我们在这事上有许多的学习。每次出外叩访，我们都要编组，三人成队，老、中、青各一位，穿着整洁。因为如果是三个象嬉皮，手轻脚健的男子叩门，没有人敢开门，统统拒绝。但由年长圣徒冲锋，特别是老姊妹叩门，人一看都会开门。门一开，立刻年青的圣徒就上前讲话。尤其年轻的姊妹，讲话就是悦耳动人；即使讲得差一点，人还是爱好。谈话的内容也有讲求，不讲自己的话，只讲训练所教导的，就是‘人生的奥秘 ’。有的大学传授六十几岁，一听年轻的姊妹讲得有条有理，就被折服。末了他就象绵羊羔一样，被带去受浸。有时妻子还没相信，也帮忙放水。这时就由弟兄施浸。这样的配搭真实未审非常好，也很有果效。
　　这样去叩门，人实在无法拒绝。即使不接受，还是观赏。如果接受了，更是感激。我们去请人来，还得感激他；但是去叩门访问，人倒要感激我们。因为我们不是去作匪徒、小偷，不是去劫掠、掠夺、搜刮，乃是去送福音、真理、圣经。我们送的不是小东西，乃是主的名字、主的救恩、什至三一神；我们送他多少天大的礼物！可能他今天拒绝，但是第二天会想：‘如果这班人再来，应当让他们进来，和他们谈谈。’有的人这次关了你的门，圣灵就在他里面作工，叫他觉得：‘这班人是来传福音的，把耶稣送来。耶稣也不错，总比菩萨好。再者，圣经是最好的经典，其中的真理很高，应该听他们讲一讲。’虽然他不清楚,雷死人的好男儿版《网球王子》，却会兴起这样的动机。
　　现在受训者教训丰盛,buy cheap mbt shoes 想找网球教练的进-haoyanfei的博客-焦点博客。一去叩门，只要看见家主喜逐颜开，就晓得遇见平安之子。什至遇见有人说，他和妻子新婚，搬到新家，觉得需要信奉一个宗教；结果拣来拣去，以为基督教最好，但是不得其门而入；正巧受训者去叩门，真是太好了。受训者立刻告诉他，不必你参加，我们可以来。就是这么方便。也有的人这次拒绝，过五天再去访问，就接受了。因为我们是去访问人，把恩惠、福音、救恩带给人，结果人没有不感谢的。有的人感激到一个田地，不只请你吃点心、喝好茶，你走的时候还致赠礼物，什至要奉献财物。这类的见证举不胜举。但是去邀请人来听福音，不可能有以上的结果。
　　因这缘故，好些去叩门的受训者就‘上瘾’了，天天晚上一定要出去叩门，带两、三个人受浸，否则这一天就不外瘾。其实尝到福音的喜乐。有一位八十五岁的老师母，也和年轻人一起配搭出去叩门，单单四层楼的楼梯就爬了十一个。她的年事、派头和衣着，一叩门没有不开的，真是好招牌。进门后由年轻姊妹传讲，她就在一旁轻声阿们，还有一位中年弟兄拍板。这就是叩门具体实行的秘诀。
　　当然很主要的一点，就是出去的人个个都倚靠圣灵。在出去叩门之前，受训者一定有二非常钟的祷告，彻底认罪、求主充斥；这就使他们的叩门有祝愿。不仅如此，我们是有真东西，有真谛、有福音；但摩门教、耶和华见证人去叩门，他们并没有真货色。所以我们的叩门能有果效。
　　在新人家中设立聚会
　　借着叩门访问带人得救之后，我们就立刻要在新人家里设立聚会。这就是生了之后还要养。已过在台湾实行的叩访，主要是重在试验叩门的果效和效率。经过三期训练的研究，证实果效和效率是保定的，并且非常高，叩得四万多人，以至没有人手去照顾，结果只留下六千多人。其他的并不就是假的，只因没有人照顾，就无法常存。所以从今后，我们的叩门不能再那么多；也不能仅仅十五分钟，带人受浸后，我们就走掉。我们生得太多，照顾不来，所以需要节育，权衡自己的力气，估算一下到底生了养不养得起。如果养不起就不要生那么多，免得生了不养而死，自找麻烦，人也感到不好。
　　叩门改良的实行与步骤
　　节育的意思是少生，不是延永生的时间。所以还是要照着定律，十五分钟就能带人受浸。再者，不是延伸时间，就能叫人得救；乃是我们福音的光够晶莹，灵的才能强盛，能在十五分钟内使人得救。
　　带人得救后立刻有初信造就
　　但是在人得救之后，不可立刻分开，乃要和他并他的家人坐下来，有一小时的初信造就。首先带他唱对于得救确据与喜乐的诗歌，接着要他祷告，然后教导他呼求主名与祷告。我们可以对他说，‘我们的救主耶稣原是神，为救我们来成为精神，为我们的罪死在十字架上，又回生成为赐生命的灵。今天他这灵就进到你里面。感激主，他也为你造了一个灵。当你悔改，灵里的良心被点活，你就认罪，蒙主宝血洗净；结果主这灵就能进到你的灵里，与你的灵调成为一灵。现在这位是灵的主，他有一个名字。只要你呼求他的名，就能享受他、经历他。呼求的方式就是应用你的灵，从你最深处，好象深呼吸那样吆喝：‘哦，主耶稣！’你里面一定觉得舒畅、妥贴、安然、喜乐。’ 带人受浸之后，我们必须这样留下一小时，就教导他这些基础的认识与操练，这能立刻把他稳定下来。
　　借着在家聚汇合式的教导照顾新人
　　然后要‘打铁趁热’，不用等一周，只有再过三天，就可再去教他读经。再过三天又去一次，教他怎么唱诗歌。头一个月最好去十次，这样作能把这个人稳固下来；之后再改为一周一次，连续去半年，他就会完整稳定下来。在这半年里，要教导他怎么呼求主名、为主谈话、作见证、读圣经、从主得着亮光等。我们必须记住，还不要带他到会所，也不要带他到大聚会，乃要在他家里设立家聚会。他家里有家人，可能是配偶、儿女。我们要将全家集合起来，帮助他们尽功用。连小孩子也能够要他祷告、唱诗。这样，即使他的家人还没有得救，一尽功用也就得救了。这样的家聚会也是召集聚会。
　　聚会方式的改变
　　今后我们集会的方法要大改，不象从前那样的死板、定规，好象例行公事一样，主日上午一个大聚首，世人来听一篇道，晚上来在一起擘饼，周二祈祷聚会，有时周四还有周中聚会。当初必需灵巧，以家为核心。所以新人一得救，我们不是把他拖到召汇聚会来，乃是直接在他家中设破聚会，照顾、教导、玉成他。时间也要机动，就着新人便利，但是一周至少有一次。这样的履行才干把得救的人托住，不至夭折。
　　为着实行新路的具体贡献
　　如果我们爱主，对以上的交通，我们应该有彻底的觉悟。首先我们应当把自己奉献给主，并且断定的把时间分辨出来，每周出外叩访二至三小时，或者把人叩得受浸了，或者就在已受浸的人家里设立聚会带领他，头一个月去十次，以后每周去一次。从岁首到年初，周周不间断。这样一年十二个月下来，就会把新人稳定下来。这时能力把他带进召会生活。他是怎么生的、怎么学的，结果也照样作。这就叫他成为常存的果子。
　　喂养要得法，使果子常存
　　
　　我曾举过我外孙的例子。他刚诞生时还不足六磅。我跟我的妻子到病院探视，认为很难过，真难相信能养得大。但是因这缘故，他得了特别的照料，成果反而长得好。今天他在学校踢足球,mbt mens shoes clearance，比同窗都棒。所以生得差一点不要紧，如果养得好，也能长得健康、强健。同样的，有的人受浸时可能仍是糊里糊涂；但是他从水里上来，一换好衣服，我们立即就给他有好的培养，教诲他意识主耶稣是赐生命的灵，他里面也有一个灵，他能用这个灵呼求主的名；而后赞助他有操练。再过三天又去一次，再教他新的作业。这样一连十课，我信任再难养的都养得活。假如我们给人施浸后撇下不论，他就是再好，一两个月后也逝世掉了。
　　我们不只要认前过，还得改前非。我们不再去请人来听福音，乃是把福音送到人府上去。我们不再拖人来聚会，乃是到人家里去设立聚会，把召会的聚会送到他家里。一个初得救的人，大多不习惯我们聚会的这一套；另有的人或者有家庭的限度等种种情形。如果委曲他来聚会，反而对他不好；但是送聚会到他家，就十分便利。有时他正在百忙之中，你也可以俯就他的情形，花十五至二十分钟同他有合式的交通。例如，有的姊妹去新人的家，正好女主人在炒菜，一位就接手炒，另一位就跟她有家聚会。这样的俯就是令人无法推诿的；就象把饭送人口里，他总不好意思谢绝，大都会接受。如果我们这样豢养、照顾新人，我不敢说他们会全体留下，但最少百份之八十会留下。
　　一个预算
　　我盼望各地召会的长老们和全部圣徒都被主兴起，过复兴、得胜的生活，并且建立起三件事：第一，叩门访人传福音；第二，立刻在新受浸的人家里设立家聚会，周周去喂养、照顾、帮助他们；第三，教导新人呼求主名、读圣经、祷告、唱诗歌、为主说话、作见证等，在家聚会中说话尽功用。不要跟从天主教、更正教里一人讲众人听的风气，反而带领新人从家聚会、排聚会、甚至大聚会，都操练为主说话的习惯。这样实行一年，就能把新人完全稳定下来。
　　一个一百人聚会的召会，按比例来说，只要二十人出去叩门就可以了；但并不是说，只有这二十人是专专出去叩门的。有的人也许三周才出去一次，有的人可能一周能出去两次。年长的因着体力、病痛，无法都出去；另有一些比年轻人还强，可以陪着叩门，这非常有帮助。如果每周都有二十人出去，就能分成七队。经历告诉我们，一个半小时至少能叩二十个门，从其中就能叩得一个平安之子。当然，一叩得平安之子，就要花一小时给他有初信造就。所以加起来正好就是二至三小时。
　　如果每一队每周都叩得一人，一年五十二周就能叩得五十二人，打个八折也有四十人，七队共计就是二百八十人，几乎是召会人数的三倍。如果再打对折，除去不牢靠的，也有一百四十人，依然超过一倍以上。这样的繁增率长短常惊人的。得人之后，接着就要使他们成为常存的果子。保存的路，就是召会其他八十人中，有六十人加进来照顾。这六十人可以分为二十队，去喂养、教导新人。
　　这样，一百人聚会的召会，八十人有运动，其余二十人或者病痛，或者膂力太差，或者重大原因无法活动。由这八十人照顾一百四十人，真是轻而易举，很轻易作到。经由一年，我相信至少有一百人会留下，那就是一年翻一倍。我曾作过许多估算，这是最轻省、最上算的一种，我有掌握会作胜利。这样只要二十五年多，不到三十年，全世界的人就都受浸得救了。这是不得了的一件事。不象已过十年，我们没有结什么果子。如果我们肯照着这条新路全心、全力实行，二十六年后全世界不仅福音化，乃是全都受浸得救了。这是一件要撒但命的事，这要致撒但的死命。
　　召会起初的作法
　　这样的实行不是我们闭门造车想出来的，乃是依照圣经肯定的模范。在行传八章，门徒遭逼迫往各处去。之前耶路撒冷召会带了三千、五千人得救（二41，四4），加上陆续带得救的，可说有成千上万的信徒。大家都喜欢聚集在一起，不肯出去。所以逼迫才兴起来，除了使徒以外，门徒都疏散出去（八1）。虽然如此，他们出去却传神的话为福音（4）。我相信他们传福音的方式，必定不是开堂设会请人来听，乃是去挨家挨户的叩门访问，如他们在耶路撒冷召会时所作的（二46，五42）。
　　圣经清楚给我们看见，召会起初的作法，在人一得救之后，立刻带他们挨家挨户的聚会（二41、46）。他们在家聚会中所作的，就是交通、祷告、擘饼、教导、传福音、带人受浸（二42，五42）。这是初期圣徒时常的生活，结果主就将得救的人，每天和他们加在一起（二47）。这的确是主所命定的路，他也以祝福印证。我们今天在台北略微照着实行，也看见同样的光景，每天有得救的人加进来。
　　有效的实行
　　总括来说，最有效的实行步骤是：第一，一带人信主受浸，当即时给他有初信造就，并且在他家里设立聚会，教导基本的真理。第二，要每隔三或数日即与新人有家聚会，带他操练、学习运用灵、祷告、呼求主名这三件事；若是可能，在头一个月内，要接连去带十次，之后再改为每周一次。
　　这里的呼求主名不是低声求告，而是用灵从深处呼喊。这样的操练不仅对新人有帮助，对我们自己也有利处。我们许多蒙恩多年的，常常也是习惯性、低声的喊喊主，并不那么释放。但是一用灵大声呼喊：‘哦，主耶稣！我爱你！’里面就觉得不一样。我们去带领新人时，千万不可教导他行礼如仪的老套，乃要给他们正确的实行，帮助他们操练、释放，得着真正、属灵的供应。
　　这不是心理作用，乃是属灵的事实，如同深呼吸不是心理作用，而是实在的益处。惋惜今天的基督徒把这样的实行丧失了。‘呼求’的希腊文是epikaleomai，意思就是呼求，称说，按名呼喊。比方我们喊一个人的名字，喊太小声了他会听不见，所以需要喊大声一点。有的基督徒说，主耶稣不会听不见的，我们的需要他都知道。一面说这是对的；但就我们自己来说，若不呼喊出来，祷告就没有意思。这其中的差异很大。因而，若是环境允许，我们应该从一早起来，就运用灵从深处大声呼喊主，那对我们终日的生活影响很大。所以从一开头，我们就要教导新人这样运用灵、祷告、呼求主名。
　　第三，照着新人提高的情形，逐渐带领他参加四周信徒的小排聚会，为着联络与搀扶。光是他这一家，有时他自己都不容易站住；但是一调在小排里，弟兄姊妹就会成为最好的帮助，可能彼此照顾、供应。这犹如烧炭火，一、两块炭不容易点起来，即使点起来也烧未几；但是四、五块在一起就很容易点着，并且越烧越旺。不过这样的实行并不是律法，乃是活力的，要就着新人的情形带领他，否则可能一排就把人排死了。
　　排聚会的依据，首先是马太十八章二十节所说，‘无论在那里，有两三个人被集合到我的名里，那里就有我在他们旁边。’这指明只要有两三个人聚在一起，就可以有排聚会。行传十二章记录，当彼得下了监，召会切切为他祷告（5下），但不是象今天，把大家聚在一起祷告，乃是分在许多家祷告。所以彼得从监里被救出来，就往马可的母亲家（12），然后告诉他们，要把这事讲演给雅各和众弟兄知道（17）。这证明当时的圣徒们乃是在许多的家里祷告。那就是‘小排祷告聚会’,mbt baseball tournaments。
　　第四，我们去带领新人时，自己必须活在灵中，有活跃昂扬的灵。我们是活的，才能叫那些受我们带领的人活；我们是高昂的，才能把人点起来，开启并挑旺他的灵。我们不该朝气沉沉的，那会使新人气馁，摸不着属灵的实际。我们必须是活的，在日常生活里就应该活。这样，一进门我们就能喜乐欢跃，或者唱诗歌，
　　或者夸奖呼求。这样我们就把属灵的空气完全带到新人的家里，叫他摸着属灵的实际和供应。兴许你去的时候，他正好不高兴，或者和他的妻子正在吵架；你这么一去，他就得了供给、光照、抚慰，顺服你的带领和教导，也开端唱诗、祷告了。所以家聚会如何，完全在乎你是怎样的一个人。你是活的，死的也给你带活了；你是死的，就是活的也会给你带死了。
　　改制是日常生活习惯的改变
　　简单的说，各地召会从今后要完全、真正的改制，不再照着老一套的方式生涯，不再去请人来听福音、聚会，乃是一再、周周的去访问人；也不要邀约新人来聚会听道，乃要把聚会送到他家里。从前我们就是请人来大聚会，听一篇好道。大局部的人没有这个习惯，又不好心思不来；如果得不着什么，他就倒了胃口，不肯再来，结果我们就把他葬送了。现在我们要悔改，彻底转变作法，不要人来聚会，乃要把聚会送到他家。每一周我们都要出去送聚会。终年下来，必定能把人带起来，稳定下来；然后按他的情况，逐步带领他有排聚会，再加入区聚会，并且不是只要他来聚会，乃是能在聚会中尽功用。
　　现在台北已经实施这三种聚会：家聚会、排聚会、区聚会。区聚会的人数差未几就是五十位。所以一超过一百人就要分区。这样聚会的利益是：大家能彼此认识，相互照顾，透辟交通，密切联系，并且供给尽功能的机遇。一个新人既然在家聚会中已禁受率领有所学习、操练，又会唱又会祷又会说，天然能在排聚会、区聚会里同样启齿交通、分享、见证。这样，区聚会就不须要人讲道，因为个个都能申言，并且很有滋味。
　　这就是圣经启示的神命定之路：不是请人来听福音，乃是去叩门访问他；不是请人来聚会，乃是把聚会送到他家；在家聚会中带领人根本的学习与操练，不必带他到召会聚会中，他也能过召会生活。一个初得救的人，可能需要在他身上花六个月至一年的功夫，才会使他成为常存的果子。但是这样作，召会能很确定的一年繁增一倍。这个增添率不得了，是惊天动地的。渴望我们都有这样的看见和作为。

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Federal Direct Loan Program (FDLP) – The William D. Ford Direct Loan Program, a federal student loan program through which the U.S. Department of Education loans money directly to students and parents rather than having the loans funded by private lenders, as in the case of the FFEL Program.
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Knight, Frank Hyneman, 1885-1973 (B3) A founder of the Chicago School, being professor at Chicago from 1927 to 1955 after an education at Tennessee and Cornell Universities. His doctoral thesis, published as Risk, Uncertainty and Profit (1921), is a classic of twentieth-century economics. It stated that profit 'arises out of the inherent, absolute unpredictability of things, out of the sheer brute fact that the results of human activity cannot be anticipated'. His social philosophy is expounded in The Ethics of Competition (1935). His other contributions include an onslaught on the Austrian measurement of capital in terms of a period of production, P!Gou's notion of sociAL cosT and post-war social engineering.
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