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quota (D2, F1) A restricted supply of a good or service. Import quotas are used to protect domestic industries; export quotas, to stabilize expor t earnings. Under any system of rationing, a quota will be the amount allocated to a particular person or organization. See also: non-tariff barrier; protection; tariff; volun tary export restraint & R

segmented labour market theory (J4) The supposition that the LABOUR MARKET is divided into a number of subgroups with little mobility between them and different rules for determining wages and allocating labour within them. The best example is DUAL LABOUR MARKET theory.

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DCL – Dear Colleague Letter, a communication from the U.S. Department of Education that explains, clarifies, or provides guidance regarding federal regulations and statutes.
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Bretton Woods Agreement (F3) An agreement signed in Bretton Woods, New Hampshire, USA, in 1944 that created the INTERNATIONAL MONETARY FUND. It set rules for exchange rate behaviour and created a pool of COMMON CURRENCIES, thereby making the IMF the world's 'lender of last resort'. This agreement was a compromise between KEYNEs's proposals for an INTERNATIONAL CLEARING UNION and Harry White's plan for an International Stabilization Fund. Par values for exchange rates were fixed in terms of gold. A country had to intervene if its exchange rate was 1 per cent above or below par. An adjustment of more than 10 per cent was permitted if the IMF thought there was a fundamental disequilibrium (a condition vaguely defined) in a country's BALANCE oF PAYMENTS. Temporary borrowings from the IMF were possible to support a currency. This GOLD EXCHANGE STANDARD of Bretton Woods was abandoned on 15 August 1971. Critics of Bretton Woods noted that the agreement did not provide a mechanism for changing inappropriate national exchange rate policies, that it failed to make national monetary and exchange rate policies compatible, and that it discouraged frequent changes in exchange rate parities. In practice, it was a DOLLAR STANDARD as most countries fixed their currencies against the US dollar. Its demise was hastened by the problems created by the Vietnam War for the US economy. Reference Dormael, A. van (1978) Bretton Woods: Birth of a Monetary System, London: Macmillan. bridefare (13) A welfare programme in Wisconsin, USA, enacted in 1994 that increased welfare benefits to teenage mothers who got married. Originally this amounted to $91 extra for a single mother with one child on top of benefit of $440 per month.

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Certification – The act of attesting that something is true or meets a certain standard. 1) Within the FFEL Program, the school certifies each borrower' s student loan, attesting to the fact that required eligibility criteria have been met, such as need. 2) Within the state student assistance programs administered by the MDHE, the school certifies each student' s eligibility and at the same time requests funds.

MASFAP-L – An electronic email distribution list, or listserve, maintained by the Missouri Association of Student Financial Aid Personnel. Schools and other MASFAP members may post messages, questions, and news of interest to Missouri' s financial aid community.
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CL unique ID – Abbreviation for “CommonLine unique identifier,” a sequence of numbers and letters (17 characters) typically assigned by the guarantor at the time of guarantee. Components of the unique identifier include the 6-digit school OPE ID (positions 1-6), a 4-digit school branch code (positions 7-10), a 1-digit system ID (position 11), and an incremental code (positions 12-17).

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KC-RAP – The Kansas City area group of financial aid professionals, normally meeting several times a year.
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Part D – The section of Title IV of the Higher Education Act of 1965, as amended, that authorizes the William D. Ford Federal Direct Student Loan Program.
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Excel – A Microsoft spreadsheet software package. Reports available within MODEL Direct may be exported in a Microsoft Excel format.

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Last Date of Attendance (LDA) – The last day the student was physically present in class, as confirmed by the student' s attendance records. An LDA may also be referred to as an out of school date (OSD) or, if the student completed the program of study, the actual graduation date.
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Microproduction function (D2) A firm's production function showing the maximum output which can be produced by its physical inputs, given the constraint of its technology. See also: production function
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Trailer record – The ending portion of a CommonLine file. The trailer record contains a summary of the preceding records, including totals, and is used to verify transmissions. In CommonLine file specifications, the trailer record is documented as @T.
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EDE – Electronic Data Exchange, a federal system for institutions to electronically transmit, receive, and correct application data, package student awards, and transmit Federal Pell Grant and direct loan information.

Payment period – The basis on which a school must schedule and deliver disbursements for a particular loan period. A payment period is determined by the structure of the school' s academic program.
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FREE TRADE; RICARDO viewed it as an encouragement to production which would expand agriculture, a form of production subject to the LAW OF DIMINISHING RETURNS, and bring about a decline in the rate of profit and a STATIONARY STATE in the economy. The growing manufacturing interest also opposed these laws as PROTECTION kept up food prices and wages. The laws were repealed by the government led by Sir Robert Peel in 1846. Reference Kadish, A. (ed.) (1996) The Corn Laws: The formation of popular economics in Britain, London: Pickering.

Master Promissory Note (MPN) – A common form that allows a student or parent to borrow multiple loans for multiple academic years and providing repayment obigations information (rights and responsibilities). A signed borrower MPN is required before student loan funds can be disbursed to the school.

LSDA – Late Stage Delinquency Assistance. Refers to procedures followed by Student Loan Counseling Services (SLCS) when a loan is 241 days delinquent or more. The MDHE contracts with SLCS for default aversion assistance services.
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Termination – withdrawal of the eligibility of a school, lender, or servicer to participate in a guarantor' s programs.
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