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<strong>MASFAA</strong> – Midwest Association of Student Financial Aid Administrators. MASFAA includes the following states: Missouri, Illinois, Indiana, Iowa, Michigan, Minnesota, Ohio, West Virginia, and Wisconsin.

and Irish institutes of chartered accountants in 1975 and subsequently revised. The goal of these statements is to ensure that accounts provide a TRUE AND FAIR VIEW of the financial position of the organization described in a set of accounts.<br /> The standards cover the treatment of accounting policies, the results of associated companies, earnings per share, government grants, extraordinary items and prior year adjustments, changes in the purchasing power of money, taxation under the imputation system, stocks and work in progress, source and application of funds, deferred taxation, depreciation, current cost accounting, post-balancesheet events, contingencies, investment properties, foreign currency translation, leases and hire purchase contracts, goodwill, acquisitions and mergers, and research and development.
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working hours (J2)<br />The total number of hours a person works per day or per week. The view that reduced hours increases workers' welfare and chances of employment is based on too simplistic an analysis: a reduction in hours often raises unit labour costs which,
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<strong>Permanent resident of the United States</strong> – A person who meets certain requirements of the U.S. Citizenship and Immigration Services (USCIS), a division of the Department of Homeland Security (DHS). (Formerly known as the INS. On March 1, 2003, the INS transitioned into the DHS and was renamed the USCIS.)

<strong>Missouri Higher Education Loan Authority (MOHELA)</strong> – Missouri' s designated FFEL Program secondary market. MOHELA, a non-profit quasi-governmental entity, originates, disburses, services, and purchases FFEL Program loans. MOHELA was created more than 20 years ago and is headquartered in Chesterfield, Missouri.
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<strong>MOST</strong> – Missouri Saving for Tuition Program, Missouri' s 529 college savings plan, which is serviced by Upromise. See https://missourimost.s.upromise.com/ for more information.

mixed good (DO)<br />A good with the characteristics of both PRIVATE and PUBLIC GOODS.<br /><em>See also:</em> club good

Bayes, Thomas, I 702-6 I (B3)<br />Born in London. A Presbyterian minister in Holborn, London and Tunbridge Wells, Kent; admitted to the Royal Society in 1742. He used an inductive approach to establish a mathematical basis for probability in his posthumous 'Essay towards Solving a Problem in the Doctrine of Chances', Transactions of the Royal Society of London (1763). This inspired an approach to the calculation of probabilities and the foundation of a new branch of ECONOMETRICS.
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<strong>ACT</strong> – American College Testing, a college assessment test administered by ACT, Inc.
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<strong>ELM-NDN</strong> – ELM' s National Disbursing Network (NDN), which provides consolidated disbursement services to schools.
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<strong>Repurchase (of a claim)</strong> – The lender' s purchase of a defaulted loan from the guarantor that bought the claim.
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equilibrium (DO, EO)<br />A state of balance such that a set of selected interrelated variables has no inherent tendency to change. In economics, a major example is the balance of the forces equating demand and supply. sMITH in his discussion of prices used the idea of market prices fluctuating around the NATURAL PRICE which can be considered a central price. The SUBSISTENCE THEORY OF WAGES regarded expansions and contractions of a population as equilibrating forces making the subsistence wage rate the long-run equilibrium wage. An equilibrium can exist for an economy as a whole, for a sector of it, for a particular market or for an institution, such as a firm. Although the term is applied principally to static models, there can be an equilibrium in dynamic models when variables proceed along an equilibrium-type path. Equilibria can be stable or unstable, temporary or permanent: some of them do not exist. The Marshallian and Keynesian cross-diagrams are the most famous diagrammatical representations of equilibrium (E, equilibrium). National income<br /><em>See also:</em> general equilibrium; temporary equilibrium<br /><em>Reference</em><br /> Amendola, M. and Gaffard, J.-L. (1998) Out of equilibrium, Oxford and New York: Clarendon Press.<br /> Caravale, G. (ed.) (1997) Equilibrium and economic theory, London and New York: Routledge.<br /> Fisher, F.M. (1983) Disequilibrium Foundations of Equilibrium Economics, Cambridge: Cambridge University Press.<br /> Samuelson, P.A. (1965) Foundations of Economic Analysis, 2nd edn, New York: Athenaeum.
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general market equilibrium (D5)<br />The EQUILIBRIUM of a market with several interdependent commodities traded with, for each commodity, the quantity demanded being equal to the quantity supplied.<br /><em>See also:</em> isolated market equilibrium <br /><em>Reference</em><br />Dorfman, R., Samuelson, P.A. and Solow, R.M. (1958) Linear Programming and Economic Analysis, ch. 13, New York: McGraw-HilL

<strong>CL4</strong> – CommonLine Release 4, the most widely used CommonLine file format within the FFEL Program. The CommonLine Release 5 (CL5) formats, although in existence for many years, were never widely adopted and implemented by FAMS vendors or FFEL Program participants.

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